ABCAPITAL · Aditya Birla Capital Ltd · Insurance (Life)
ABCAPITAL · Aditya Birla Capital Ltd · Insurance (Life)
As of 05 Nov close
52-week range
8.0% below 52-week high
52-week range: as of 05 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 52 days old
Revenue (latest Q)
₹11,940 Cr
Revenue YoY
PAT YoY
+40.7%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
3.1
P/S (TTM)
2.3
Sector P/E
25.4
Dividend yield
0.0%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| ABCAPITAL (this stock) | 25 | 3.1 | +8.6% | +11.9% | 5.22 | 0.0% |
| Bajaj Finserv | 28 | 4 | +6.5% | +13.0% | 5.52 | +0.1% |
| HDFC Life Insurance Company | 62.7 | 6.9 | +1.9% | +10.8% | 17.46 | +0.4% |
| General Insurance Corporation of India | 6.6 | 1.1 | +18.6% | +17.9% | Not available from data source | +3.7% |
Promoter
stable
FII
rising 3q
MF
6.41% (-0.16pp)
falling 1q
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
No bulk/block deals in the last 12 months.
News timeline
- mediumcorporate actioneconomictimes.indiatimes.com· 24 Sept 2026, 11:46 pmReliance to raise Rs 10,000 crore next week as companies rush to tap surplus bank liquidity
- lowbusiness-standard.com· 23 Sept 2026, 03:15 pmRecently listed Manipal Payment zooms 20%; Asset Reconstruction soars 10%
- lowbusiness-standard.com· 01 Sept 2026, 01:11 pm₹1 trillion market-cap stock club swells 27% to 119 in FY27
- unknownbusiness-standard.com· 31 Aug 2026, 12:05 pmMSCI rejig: Laurus, Lenskart among 4 stocks set for $1.5 bn inflows
- loweconomictimes.indiatimes.com· 25 Aug 2026, 04:32 pmJefferies picks 4 NBFCs with up to 20% upside that may continue outperforming Nifty, bank stocks. Here’s why
- mediumcorporate actionbusiness-standard.com· 20 Aug 2026, 10:52 amAditya Birla Capital enters gold loans biz, plans to open 1,000 branches
- loweconomictimes.indiatimes.com· 02 Aug 2026, 01:11 pmAhead of Market: 10 things that will decide stock market action on Monday
- lowthehindubusinessline.com· 31 Jul 2026, 09:08 pmAditya Birla Capital Q1 net profit up 40% at ₹1,175 crore
- lowthehindubusinessline.com· 22 Jul 2026, 10:52 amABCL pumps ₹123.89 crore into health insurance arm via rights issue
Concalls & investor presentations
AI-generatedKey takeaway: Aditya Birla Capital Limited (ABCAPITAL) reported strong financial performance for Q2 FY27, with consolidated revenue of ₹16,545 crore, a 31% year-over-year (y-o-y) increase, and profit after tax (PAT) of ₹1,288 crore, up 38% y-o-y. The company's total lending portfolio reached ₹2,33,930 crore, a 32% y-o-y growth, while total assets under management (AUM) stood at ₹12,33,906 crore, up 116% y-o-y. Key segments showed robust growth: the NBFC segment reported a 41.4% y-o-y increase in profit before tax (PBT) and a 26.5% y-o-y rise in AUM. Housing finance saw a 53% y-o-y growth in disbursements, with AUM at ₹57,373 crore. The asset management segment reported a 4% y-o-y increase in PBT, with QAAUM at ₹4,41,787 crore. Life insurance saw a 25% y-o-y rise in first-year individual premium, while health insurance reported a 48% y-o-y increase in gross written premium. The company emphasized its omnichannel digital platforms, AI integration for underwriting and customer engagement, and a well-diversified distribution network. Risk management practices were highlighted, with strong asset quality across segments and prudent ALM strategies. The presentation also outlined strategic initiatives, including expanding digital capabilities, enhancing customer experience, and leveraging AI for operational efficiency.
The document highlights strong growth across all business segments, significant increases in revenue and AUM, and positive commentary on digital transformation and risk management practices.
Sourced from an exchange-filed presentation, dated 30 Oct 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The document is a transcript of the conference call held on 31 July 2026, discussing the unaudited financial results (standalone and consolidated) of Aditya Birla Capital Limited for the quarter ended 30 June 2026. The company provided this transcript in accordance with Regulation 30(6) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. It is available on the company's website for public access. The communication was signed by Santosh Haldankar, the Company Secretary and Compliance Officer, and included copies sent to various stock exchanges and custodial services.
The document presented factual information regarding the conference call and financial results.
Sourced from an exchange-filed transcript, dated 06 Aug 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: Aditya Birla Capital Limited's investor presentation for Q1 FY27 reported strong financial performance, with total lending portfolio reaching ₹2,19,289 crore, reflecting a 32% year-on-year increase. The total assets under management (AUM) stood at ₹7,52,745 crore, up 36% year-on-year. The company achieved a profit after tax of ₹1,175 crore, marking a 40% increase compared to the previous year. Key segments showed robust growth, with life insurance first-year individual premiums rising by 20% to ₹952 crore and health insurance gross written premiums increasing by 50% to ₹2,196 crore. The presentation highlighted a diversified financial services platform, emphasizing growth across various business segments, including asset management and housing finance. Management noted the importance of digital transformation and customer engagement strategies in driving future growth.
Management emphasized strong growth across multiple business segments.
Sourced from an exchange-filed presentation, dated 31 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The document is a notification regarding the transcript of a conference call held on 04 May 2026, where Aditya Birla Capital Limited discussed its audited financial results for the quarter and year ended 31 March 2026. The transcript is available on the company's website for public access. The communication is addressed to BSE Limited and the National Stock Exchange of India, along with other relevant parties, ensuring compliance with SEBI regulations. The letter is signed by Santosh Haldankar, the Company Secretary and Compliance Officer.
The document provided factual information regarding the conference call and its availability.
Sourced from an exchange-filed transcript, dated 08 May 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The investor presentation by Aditya Birla Capital Limited, dated May 4, 2026, provided an overview of the company's audited financial results for the fiscal year ending March 31, 2026. The presentation highlighted a consolidated revenue increase of 14% year-on-year to ₹53,871 crore and a profit after tax growth of 21% to ₹3,797 crore. The total lending portfolio reached ₹2,07,368 crore, reflecting a 32% year-on-year increase. The asset under management (AUM) grew by 16% to ₹5,91,343 crore. Key business segments, including life insurance and health insurance, reported significant growth, with life insurance first-year individual premiums rising by 15% to ₹4,725 crore and health insurance gross written premiums increasing by 39% to ₹6,855 crore. The presentation also detailed the company's diversified financial services platform and strategic initiatives in digital transformation and customer engagement.
Management emphasized strong growth across various business segments.
Sourced from an exchange-filed presentation, dated 04 May 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The document is a transcript of the conference call held on 03 February 2026, discussing the unaudited financial results (standalone and consolidated) of Aditya Birla Capital Limited for the quarter and nine months ended 31 December 2025. The company provided this transcript in accordance with Regulation 30(6) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The transcript is available on the company's website for stakeholders' information and records. The communication was signed by Santosh Haldankar, the Company Secretary and Compliance Officer.
The document presented factual information regarding the conference call and financial results.
Sourced from an exchange-filed transcript, dated 09 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: Aditya Birla Capital Limited's investor presentation dated February 3, 2026, provided an overview of the company's unaudited financial results for the quarter and nine months ended December 31, 2025. The presentation highlighted a consolidated revenue of ₹14,181 crore, reflecting a 30% year-on-year increase, and a profit after tax of ₹983 crore, up 41% year-on-year. The total lending portfolio reached ₹1,90,386 crore, marking a 30% increase year-on-year. The asset management segment reported total assets under management of ₹5,98,166 crore, a 19% year-on-year growth. The life insurance segment saw a first-year individual premium of ₹3,076 crore, also up 19% year-on-year. The health insurance gross written premium was ₹4,651 crore, a 39% increase year-on-year. The presentation emphasized strong growth momentum across various business segments and outlined the company's diversified financial services platform.
The presentation emphasized strong growth across multiple business segments.
Sourced from an exchange-filed presentation, dated 03 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.
AI Summary of Annual Report
AI-generatedAditya Birla Capital Limited (ABCL) reported a consolidated revenue of ₹23,633 crore and a net profit of ₹1,706 crore for FY2021-22, reflecting strong financial performance. The company has a robust asset management portfolio with ₹67,185 crore under management and 35 million active customers. Key audit matters included impairment testing of investments in subsidiaries, associates, and joint ventures, which constitute 98% of total assets. The audit report noted no material discrepancies in internal controls, and the company has not faced any regulatory penalties or defaults. ABCL also highlighted its digital transformation and ESG initiatives, including a green loan and ESG-focused equity fund.
- Revenue of ₹23,633 crore and net profit of ₹1,706 crore for FY2021-22.
- Asset under management reached ₹67,185 crore with 35 million active customers.
- Key audit focus on impairment testing of ₹9,845.72 crore in investments in Group Companies.
- No material discrepancies in internal controls as per the audit report.
- No regulatory penalties, defaults, or insolvency proceedings noted.
Key takeaway: ABCL demonstrated strong financial performance in FY2021-22 with robust revenue and profit growth, supported by a diversified business portfolio and effective internal controls, with no significant audit issues or regulatory risks identified.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Auditor Qualification (3 items); Regulatory Action (4 items); Default / Covenant Breach (1 item); Investigation or enforcement mention (1 item)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Auditor Qualification
3 occurrencesEarlier (1-3 years ago)
The statutory joint auditor of Aditya Birla Finance Limited (ABFL) reported a key audit matter related to Information Technology (IT) systems and controls impacting financial controls.
Older (3+ years ago)
The auditor identified a key audit matter related to Allowances for Expected Credit Losses (ECL) due to high estimation uncertainty and significant management judgment involved in calculating ECL for loan assets measured at amortised cost.
The statutory joint auditors of Aditya Birla Health Insurance Co. Limited (ABHICL) reported a key audit matter on IT systems and controls.
Regulatory Action
4 occurrencesRecent (last 12 months)
SEBI imposed a penalty of ₹1.00 Crore on erstwhile ABFL for alleged violations of SEBI regulations. The company appealed to SAT, which imposed a stay on the SEBI order pending further review.
Earlier (1-3 years ago)
Aditya Birla Capital Limited was fined ₹21,240 by NSE and BSE for delayed compliance with Regulation 6(1) of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 regarding the appointment of a qualified Company Secretary as Compliance Officer beyond three months from the date of vacancy during the quarter ended 31 December 2023. The fine was paid on 15 March 2024, and an appeal has been preferred.
Older (3+ years ago)
SEBI issued a Show Cause Notice to Aditya Birla Capital Limited on May 25, 2021.
Aditya Birla Finance Limited is facing a regulatory action by SEBI regarding alleged violations of SEBI regulations related to fraudulent and unfair trade practices, with the matter currently pending.
Default / Covenant Breach
1 occurrenceRecent (last 12 months)
The company mentions a proposal received from the IC regarding a wilful defaulter, and the process of assessing the case, including providing a personal hearing to the borrower, guarantor, promoter, director, or persons in charge, and passing a reasoned order as per RBI norms.
Investigation or enforcement mention
1 occurrenceOlder (3+ years ago)
The company failed to report eight fraud instances involving amounts from ₹1 Lakh to ₹13 Lakh within the stipulated 3-week timelines, with reporting delays ranging from 8 to 70 days. The RBI did not impose a penalty due to the impact of the COVID-19 pandemic.
Routine disclosures
Contingent Liability
5 occurrencesRecent (last 12 months)
The company is involved in various litigation, arbitration, and proceedings in the ordinary course of its business, and discloses contingent liabilities when there is a present obligation from past events, with uncertain probability of outflow or no reliable estimate.
Earlier (1-3 years ago)
The company has issued corporate guarantees of ₹3,500 Crore to National Housing Bank on behalf of its subsidiary ABHFL, with an outstanding borrowing of ₹1,607.52 Crore as of 31st March 2024.
Older (3+ years ago)
The company has issued corporate guarantees of 3,500 crore to National Housing Bank on behalf of its subsidiary ABHFL as of 31st March 2023.
The company has issued corporate guarantees of ₹2,500 crore to National Housing Bank on behalf of its subsidiary ABHFL, with ₹1,541.76 crore in guarantees valid as of 31 March 2022, against which ABHFL is liable for ₹1,498.73 crore.
The company has issued a corporate guarantee of ₹500 Crore to National Housing Bank on behalf of its subsidiary ABHFL, with ABHFL's liability at ₹225.93 Crore as of 31st March 2021.
Related-Party Transaction
1 occurrenceOlder (3+ years ago)
The company has disclosed inter-company transactions and balances with related parties, including investments in entities like Aditya Birla Health Insurance Co. Limited and loans given to Aditya Birla Capital Technology Services Limited, as detailed in the Statement of Related Party Transaction and Balances for the year ended 31st March 2022.
Promoter Share Pledge
1 occurrenceRecent (last 12 months)
1.01% of promoter holding pledged (quarter 2026-Q3 as of 2026-07-18).