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AXISBANK · Axis Bank Ltd · Regional Banks

AXISBANK · Axis Bank Ltd · Regional Banks

₹1,322.9+3.4%

As of 06 Nov close

52-week range

52wk low ₹1,150.352wk high ₹1,418.3

6.7% below 52-week high

52-week range: as of 06 Nov 2026 close.

Price chartDaily closes on the stock page.

Stock Condition:50 out of 100(+5 vs previous session)

Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.

Stock Condition as of 06 Nov 2026 close

Slowest input: promoter pledge (disclosed quarterly), as of 18 Jul 2026

Full signal detail →

Fundamentals as of 29 Oct 2026

FII holding falling for 2+ quartersDebt-to-equity above 1x

Revenue (latest Q)

₹23,741 Cr

Revenue YoY

PAT YoY

+39.4%

Operating margin

Revenue, last 5 quarters

Source: Yahoo Finance, as of 30 Sep 2026

P/E (TTM)

P/B

1.7

P/S (TTM)

Not available from data source

Sector P/E

Not available from data source

Dividend yield

+0.1%

Source: Yahoo Finance, as of 29 Oct 2026

CompanyP/EP/BNet marginROED/EDiv. yield
AXISBANK (this stock)12.81.7+32.9%+13.0%1.4+0.1%
HDFC Bank *15.51.8Not available from data sourceNot available from data source0.93+1.8%
ICICI Bank *17.52.6Not available from data sourceNot available from data source0.59+0.9%
Union Bank of India *6.41Not available from data sourceNot available from data source0.52+2.8%

* Net margin, ROE, D/E and dividend yield for these companies come from RedixFi fundamentals; the data vendor had no values for them.

Promoter

stable

FII

falling 3q

MF

34.39% (+1.39pp)

rising 1q

Insider trades

DateInsiderTypeQtyValue
29 Jun 2026Monish SarafSELL2,000₹27.8 lakh
18 Jun 2026Monish SarafSELL2,000₹27.16 lakh
15 Jun 2026Monish SarafSELL2,000₹27.37 lakh
11 Jun 2026Monish SarafSELL2,000₹26.73 lakh
11 Jun 2026Monish SarafSELL2,000₹26.73 lakh
11 Jun 2026Monish SarafSELL2,000₹26.73 lakh

Bulk/block deals

No bulk/block deals in the last 12 months.

News timeline

Concalls & investor presentations

AI-generated
Investor presentationPositive17 Oct 2026
View source filing →

Key takeaway: Axis Bank Limited reported strong financial performance for the quarter and half-year ended September 30, 2026. Deposits grew by 21% year-over-year (YOY) and 6% quarter-over-quarter (QOQ), while advances increased by 23% YOY and 9% QOQ. Profit after tax (PAT) rose 38% YOY to ₹7,003 crores, driven by robust net interest income (NII) growth of 12% YOY and improved asset quality. The core operating profit reached ₹10,998 crores, up 11% YOY. The cost to assets declined to 2.14%, down 6 basis points (bps) QOQ and 24 bps YOY. The capital adequacy ratio (CAR) stood at 16.27%, with a CET-1 ratio of 14.61%. Gross non-performing assets (GNPA) decreased to 1.16% YOY, and net non-performing assets (NNPA) dropped to 0.35% YOY. The bank maintained a strong position in digital payments, with a 38% market share in UPI Payer PSP and 25.7% in merchant acquiring. Key subsidiaries, including Axis Finance, Axis AMC, and Axis Capital, delivered healthy performance, with Axis Finance’s PAT up 42% YOY and Axis AMC’s PAT up 36% YOY. The bank also emphasized its focus on digital innovation, AI capabilities, and sustainability initiatives.

The document highlights strong financial growth, improved asset quality, and robust performance across key business segments, indicating a positive tone.

Sourced from an exchange-filed presentation, dated 17 Oct 2026. Summary is RedixFi-generated and distinct from investment advice.

Concall transcriptNeutral24 Jul 2026
View source filing →

Key takeaway: The earnings call transcript for Axis Bank Limited, covering the quarter ended June 30, 2026, was made available on July 18, 2026. The document disclosed the unaudited standalone and consolidated financial results of the bank. It was filed in compliance with Regulation 30 of the SEBI Listing Regulations and is accessible on the bank's website. The communication was signed by Sandeep Poddar, the Company Secretary, and also shared with the London and Singapore Stock Exchanges.

The document provided factual information regarding the earnings call and regulatory compliance.

Sourced from an exchange-filed transcript, dated 24 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.

Investor presentationPositive18 Jul 2026
View source filing →

Key takeaway: The investor presentation for Axis Bank Limited reported financial results for the quarter ended June 30, 2026. Key highlights included an 18% year-over-year growth in total deposits and a 19% increase in net advances. The bank's net interest margin stood at 3.46%, with net profit after tax rising 23% year-over-year to ₹7,114 crores. The presentation emphasized strong asset quality, with gross non-performing assets (GNPA) at 1.28% and net non-performing assets (NNPA) at 0.39%. The capital adequacy ratio was reported at 16.67%. The bank maintained a leading position in the UPI payer space with a market share of approximately 38%. Additionally, the presentation highlighted growth in key subsidiaries, with Axis Finance and Axis Capital showing significant year-over-year profit increases. The document concluded with a focus on sustainability and digital transformation initiatives.

Management highlighted strong growth metrics and improvements in asset quality.

Sourced from an exchange-filed presentation, dated 18 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.

Investor presentationPositive18 Jul 2026
View source filing →

Key takeaway: Axis Bank Limited reported its financial results for the quarter ended June 30, 2026, highlighting a 23% year-over-year increase in profit after tax (PAT), driven by positive operating performance and stable asset quality. Total deposits grew by 18% year-over-year, while advances increased by 19%. The bank's core operating profit reached ₹11,122 crores, up 10% year-over-year. The gross non-performing asset (GNPA) ratio improved to 1.28%, down from 1.57% a year earlier, and the net non-performing asset (NNPA) ratio decreased to 0.39%. The bank emphasized its focus on digital transformation, launching several initiatives including AI-powered solutions and partnerships to enhance customer experience. Additionally, Axis Bank announced a ₹100-crore partnership with BITS Pilani for a research and innovation park. The bank's capital adequacy ratio stood at 16.67%, with a common equity tier 1 (CET1) ratio of 14.64%.

Management emphasized strong growth in key financial metrics and ongoing digital transformation initiatives.

Sourced from an exchange-filed presentation, dated 18 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.

Concall transcriptNeutral30 Apr 2026
View source filing →

Key takeaway: The earnings call transcript for Axis Bank Limited, held on April 25, 2026, discussed the audited standalone and consolidated financial results for the quarter and year ended March 31, 2026. The document confirmed that the transcript is available on the bank's website for public access. The communication was made in compliance with Regulation 30 of the SEBI Listing Regulations, ensuring transparency and adherence to disclosure requirements. Sandeep Poddar, the Company Secretary, signed off the document, indicating its formal nature and the bank's commitment to regulatory compliance.

The document presented factual information regarding the earnings call and compliance with regulations.

Sourced from an exchange-filed transcript, dated 30 Apr 2026. Summary is RedixFi-generated and distinct from investment advice.

Investor presentationPositive25 Apr 2026
View source filing →

Key takeaway: Axis Bank Limited reported its financial results for the quarter and year ended March 31, 2026, highlighting a 6% quarter-on-quarter growth in deposits and advances, with a net profit of ₹7,071 crores, up 9% QoQ. The bank achieved a 14% year-on-year increase in total deposits and a 19% growth in advances. The presentation noted a stable asset quality with a gross non-performing asset (GNPA) ratio of 1.23% and a net NPA ratio of 0.37%. Fee income grew by 8% QoQ and 4% YoY, while the cost-to-assets ratio improved to 2.28%. The bank emphasized its digital initiatives, including a strong position in UPI transactions and the launch of new customer safety features. Management expressed confidence in the bank's strategic priorities and commitment to enhancing customer experience and operational efficiency. The board approved the financial results during a meeting held on April 25, 2026.

Management emphasized strong growth and stable asset quality in the financial results.

Sourced from an exchange-filed presentation, dated 25 Apr 2026. Summary is RedixFi-generated and distinct from investment advice.

Investor presentationNeutral03 Feb 2026
View source filing →

Key takeaway: The investor presentation detailed an analysts/institutional investors meet held on February 03, 2026, in Singapore, as part of compliance with Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The document listed participating institutions, including Amansa Capital Pte. Limited, Balyasny Asset Management LLC, and D. E. Shaw & Co. L.P, among others. A copy of the presentation was made available on Axis Bank's website for further reference. The communication was signed by Sandeep Poddar, the Company Secretary, and aimed to inform stakeholders about the event and its participants.

The document provided factual information regarding the investor meet without emphasizing growth or challenges.

Sourced from an exchange-filed presentation, dated 03 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.

Concall transcriptNeutral02 Feb 2026
View source filing →

Key takeaway: The earnings call transcript for Axis Bank Limited, held on January 26, 2026, discussed the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025. The document was filed under Regulation 30 of the SEBI Listing Regulations and is available on the bank's website for public access. The communication was signed by Sandeep Poddar, the Company Secretary, and dated February 2, 2026.

The document provided factual information regarding the earnings call and its availability.

Sourced from an exchange-filed transcript, dated 02 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.

AI Summary of Annual Report

AI-generated
FY2025-26590 pages

The annual report for Axis Bank Limited includes a notice for the 32nd Annual General Meeting (AGM) scheduled for July 31, 2026. The report outlines various resolutions to be discussed, including the adoption of financial statements, dividend declaration, and the re-appointment of directors. Management emphasized the importance of governance and compliance with regulatory requirements, as well as the strategic focus on enhancing operational efficiency and customer service.

  • Management highlighted a commitment to governance and compliance
  • Focus on enhancing operational efficiency and customer service
  • Plans for re-appointment of key directors and executives
  • Discussion of material related party transactions
  • Emphasis on sustainable capital raising initiatives

Key takeaway: The report underscores Axis Bank's commitment to governance and strategic operational enhancements while preparing for its upcoming AGM.

The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.

Filed with NSE · 25 Jun 2026View source filing →

Governance disclosures

AI-generated

Needs attention

Auditor Qualification (1 item); Regulatory Action (5 items); Investigation or enforcement mention (2 items)

Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.

Auditor Qualification

1 occurrence

Older (3+ years ago)

Annual Report26 Jun 2023 (FY2022-23)
View source filing →

The Company's statutory auditors have issued a modified opinion due to potential irregularities in a subsidiary, stating the impact is not ascertainable.

Regulatory Action

5 occurrences

Recent (last 12 months)

Annual Report25 Jun 2026 (FY2025-26)· 4 passages
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The Bank has paid penalties imposed by the Reserve Bank of India and other statutory/judicial authorities during the period under review.

Earlier (1-3 years ago)

Annual Report27 Jun 2025 (FY2024-25)· 4 passages
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The Reserve Bank of India imposed a monetary penalty of 1.91 crores on the Bank for non-compliance with provisions of the Banking Regulation Act, 1949 and RBI directions on Interest Rate on Deposits, KYC, and Credit Flow to Agriculture.

Annual Report02 Jul 2024 (FY2023-24)· 4 passages
View source filing →

RBI imposed a monetary penalty of 30 lakhs on the Bank for non-compliance with RBI directions on prudential norms related to credit card accounts. CCI imposed a penalty of 40 lakhs for non-compliance with Section 6(2) of the Competition Act regarding acquisition of stake in CSC e-Governance Services India Limited. RBI also imposed a penalty of 90.92 lakhs for non-compliance with multiple RBI directions on KYC, loans, outsourcing risks, and current account conduct.

Older (3+ years ago)

Annual Report26 Jun 2023 (FY2022-23)· 4 passages
View source filing →

IRDAI imposed a penalty of 2 crores on the Bank for non-compliance with directions under section 102(b) of the Insurance Act, 1938.

Annual Report09 Aug 2022 (FY2021-22)· 6 passages
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RBI imposed a monetary penalty of 5 crores on the Bank for non-compliance with RBI directions under Banking Regulation Act, 1949. SEBI issued a show cause notice and imposed a penalty of 5 lakh for non-adherence to reporting requirements under SEBI (Merchant Bankers) Regulations, 1992.

Investigation or enforcement mention

2 occurrences

Recent (last 12 months)

Annual Report25 Jun 2026 (FY2025-26)· 3 passages
View source filing →

The bank staff misappropriated funds through fraudulent transactions and suppression of cash shortages, leading to a police complaint, arrests, and the matter being sub judice. Additionally, staff were terminated and the incident was reported to RBI.

Earlier (1-3 years ago)

Annual Report27 Jun 2025 (FY2024-25)
View source filing →

The company reported 3 fraud instances amounting to 16.62 crores during fiscal 2025, committed by its officers or employees, as reported by statutory auditors to the ACB.

Routine disclosures

Internal Control Weakness

1 occurrence

Earlier (1-3 years ago)

Annual Report02 Jul 2024 (FY2023-24)
View source filing →

The auditor mentions evaluating the adequacy of internal financial controls and the operating effectiveness of such controls as part of their audit responsibilities.

Contingent Liability

5 occurrences

Recent (last 12 months)

Annual Report25 Jun 2026 (FY2025-26)· 15 passages
View source filing →

The Bank has contingent liabilities of ₹3,029,533 crores as of 31 March 2026, including liabilities from forward exchange contracts, derivative contracts, guarantees given on behalf of constituents, and other obligations.

Earlier (1-3 years ago)

Annual Report27 Jun 2025 (FY2024-25)· 12 passages
View source filing →

The Bank has contingent liabilities amounting to ₹2,875,648 crores as of March 2025, including liabilities from outstanding forward exchange contracts, derivative contracts, and guarantees given on behalf of constituents.

Annual Report02 Jul 2024 (FY2023-24)· 14 passages
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The bank has contingent liabilities of ₹1,908,892 crores as of March 31, 2024, including liabilities from forward exchange contracts, derivative contracts, guarantees given on behalf of constituents, and other obligations.

Older (3+ years ago)

Annual Report26 Jun 2023 (FY2022-23)· 12 passages
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The Bank's contingent liabilities increased by 12% to ₹1,441,249 crores in fiscal 2023, including liabilities from forward exchange contracts, guarantees, and other obligations.

Annual Report09 Aug 2022 (FY2021-22)· 13 passages
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The Bank has disclosed the impact of pending litigations as at March 31, 2022 on its financial position in its Standalone Financial Statements, referenced in Schedule 12 - Contingent Liabilities.

Related-Party Transaction

5 occurrences

Recent (last 12 months)

Annual Report25 Jun 2026 (FY2025-26)· 5 passages
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The company is seeking member approval for material related party transactions with IDBI Bank Limited, a promoter group entity, which may exceed the ₹5,000 crores threshold as prescribed under Schedule XII of SEBI.

Earlier (1-3 years ago)

Annual Report27 Jun 2025 (FY2024-25)· 8 passages
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The company has material related party transactions with LIC Housing Finance Limited, a promoter group entity, which may exceed 1,000 crores or 10% of the annual consolidated turnover.

Annual Report02 Jul 2024 (FY2023-24)· 3 passages
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The company is seeking approval for material related party transactions involving receipt of fees/commission for distribution of insurance products and other related business, with aggregate value potentially exceeding ₹1,000 crore or 10% of annual consolidated revenue.

Older (3+ years ago)

Annual Report26 Jun 2023 (FY2022-23)· 5 passages
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The Bank had significant related party transactions with Axis Bank UK Limited and Axis Capital Limited, exceeding 10% of the aggregate value of all related party transactions in those categories for the year ended 31 March 2023 and 2022.

Annual Report09 Aug 2022 (FY2021-22)
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The company had significant related party transactions exceeding 10% of the aggregate value in categories such as interest paid, investment of related parties in the Bank, and remuneration paid to key management personnel, including transactions with entities like Life Insurance Corporation of India and individuals like Mr. Rajiv Anand and Mr. Rajesh Dahiya.

Management & Board Governance

4 occurrences

Recent (last 12 months)

Annual Report25 Jun 2026 (FY2025-26)· 3 passages
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Prof. S. Mahendra Dev resigned as an Independent Director of the Bank effective the close of business on 31st March 2026.

Earlier (1-3 years ago)

Annual Report27 Jun 2025 (FY2024-25)
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SEBI issued a letter dated 4 February 2025 to the Bank as a DDP advising on timely submission of reports through the SEBI Intermediary Portal, citing two instances of delayed filings in January 2025 and onwards. The Bank revised and refiled reports post due date after SEBI re-opened the SI Portal, and an external concurrent audit has been added to validate reports before filing.

Annual Report02 Jul 2024 (FY2023-24)
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SEBI issued an administrative warning to the Bank on 9 March 2023 and 28 August 2023 due to governance issues observed during inspections of DDP and Custodian activities, including non-compliance with operational procedures and internal controls.

Older (3+ years ago)

Annual Report26 Jun 2023 (FY2022-23)
View source filing →

SEBI issued an administrative warning to the Bank on 9 March 2023 for governance issues including non-compliance with DDP operations, lack of updated operational manuals, and fees collected from FPI prior to application receipt.

Promoter Share Pledge

1 occurrence

Recent (last 12 months)

Structured Filing Data (NSE Pledge Disclosure)18 Jul 2026

1.11% of promoter holding pledged (quarter 2026-Q3 as of 2026-07-18).

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