CENTRUM · Centrum Capital Ltd · Consumer Financial Services
CENTRUM · Centrum Capital Ltd · Consumer Financial Services
As of 06 Nov close
52-week range
47.1% below 52-week high
52-week range: as of 06 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 53 days old
Revenue (latest Q)
₹889 Cr
Revenue YoY
PAT YoY
-563.5%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
8.6
P/S (TTM)
0.3
Sector P/E
14.4
Dividend yield
0.0%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| CENTRUM (this stock) | Not meaningful (earnings negative over the last 12 months) | 8.6 | -5.8% | -69.5% | 51.52 | 0.0% |
| Bajaj Finance | 30.8 | 5.7 | +23.8% | +17.8% | 3.22 | +0.5% |
| Shriram Finance | 18.4 | 3.6 | +22.8% | +17.2% | 3.8 | +1.1% |
| Jio Financial Services | 95.5 | 1.2 | +49.8% | Not available from data source | 11.81 | +0.2% |
Promoter
stable
FII
rising 1q
MF
Not available from data source
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
No bulk/block deals in the last 12 months.
News timeline
- mediumcorporate actionthehindubusinessline.com· 08 Oct 2026, 06:47 pmCentrum Capital allots 1.17 crore shares to promoter entity as warrant conversion continues
- unknowneconomictimes.indiatimes.com· 10 Sept 2026, 09:18 amPranav Constructions IPO allotment likely today: GMP signals 32% listing gain. Here’s how to check status
- unknowneconomictimes.indiatimes.com· 08 Sept 2026, 09:16 amPranav Constructions IPO Day 2: GMP signals 34% listing gain. Should you subscribe?
- loweconomictimes.indiatimes.com· 07 Sept 2026, 09:34 amPranav Constructions IPO opens with GMP signalling 36% upside. Should you subscribe?
Concalls & investor presentations
AI-generatedNo concall transcripts or investor presentations recorded yet.
AI Summary of Annual Report
AI-generatedCentrum Capital Limited (CENTRUM) reported a net loss of ₹6,872.40 lakh for FY2025-26, with no dividend recommended due to financial constraints. The company transitioned from Non-Banking Financial Company (NBFC) regulations to a revised financial reporting framework. Key risks include contingent liabilities, unclaimed dividends, and reliance on equity financing. The auditor highlighted key audit matters related to investment valuations and market-linked debentures.
- Net loss of ₹6,872.40 lakh reported for FY2025-26.
- No dividend recommended for FY2025-26 due to financial constraints.
- Transitioned from NBFC regulations to Division II of Schedule III under the Companies Act, 2013.
- Contingent liabilities and unclaimed dividends noted.
- Auditor emphasized key audit matters on investment valuations and market-linked debentures.
Key takeaway: Centrum Capital Limited reported a significant net loss in FY2025-26, with no dividend declared, highlighting financial constraints and reliance on equity financing, alongside contingent liabilities and unclaimed dividends as key risks.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Auditor Qualification (4 items); Regulatory Action (1 item); Default / Covenant Breach (1 item)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Auditor Qualification
4 occurrencesEarlier (1-3 years ago)
The auditor of the balance sheet as at January 24, 2022, issued a qualified opinion in their report dated May 28, 2022.
The auditor of the balance sheet as at January 24, 2022 expressed a qualified opinion in their report dated May 28, 2022, which the management of USFBL has taken into account for adjustments in asset valuation and liability determination as of the amalgamation date.
Older (3+ years ago)
The auditor of the bank's balance sheet as of January 24, 2022, issued a qualified opinion in their report dated May 28, 2022, which the management has acknowledged and adjusted in the valuation of assets and liabilities as of the amalgamation date.
The auditor of the company's financial statements as of January 24, 2022, issued a qualified opinion in their report dated May 28, 2022.
Regulatory Action
1 occurrenceOlder (3+ years ago)
The company was fined ₹29,000 by BSE for non-disclosure of line items in financial statements related to debt securities under Regulation 52(4) of SEBI LODR, and another fine of ₹20,000 for delay in intimation of notice of Record date for debt securities under Regulation 60(2) of SEBI LODR.
Default / Covenant Breach
1 occurrenceOlder (3+ years ago)
Unity Small Finance Bank Limited had a charge of ₹5,000 lakhs with HDFC Bank Limited that was filed beyond the statutory period due to a delayed response from the lender.
Routine disclosures
Internal Control Weakness
2 occurrencesOlder (3+ years ago)
The bank's migration to the Turing system from Finacle involved a key audit matter due to potential control lapses, validation failures, incorrect input data, and wrong data extraction, which could lead to incorrect reporting to management and regulators.
The auditor did not audit the financial statements of 13 subsidiaries and 1 Trust, which together have total assets of ₹12,98,613.92 lakhs and net assets of ₹2,93,476.59 lakhs as of 31 March 2022. The consolidated financial statements include the Group's share of net loss of H (12,414.09) lakhs for the year ended 31 March 2022 from an associate whose financial statements were not audited by the auditor.
Contingent Liability
5 occurrencesRecent (last 12 months)
The company provided corporate guarantees aggregating to ₹11,000 lakhs for Centrum Housing Finance Limited during FY 2025-26, which were withdrawn after CHFL ceased to be a subsidiary.
Earlier (1-3 years ago)
The company has a corporate guarantee of ₹1,405 lakhs outstanding as of March 31, 2025, provided by the Holding Company as per the terms stipulated by Banks/Financial Institutions.
The Holding Company has provided corporate guarantees totaling 73, 027.42 lakhs as of March 31, 2024, under the sanctioned terms and conditions stipulated by banks and financial institutions for its subsidiaries.
Older (3+ years ago)
The Holding Company has corporate guarantees of ₹1,405 lakhs and ₹22.42 lakhs outstanding as of March 31, 2023, provided as part of the sanctioned terms and conditions stipulated by Banks/Financial Institutions.
The company provided corporate guarantees for Centrum Housing Finance Limited and Centrum Broking Limited under the sanctioned terms of banks/financial institutions from April 2021 to March 2022.
Related-Party Transaction
5 occurrencesRecent (last 12 months)
The company has a material related party transaction with JBCG Advisory Services Private Limited, a Promoter Group entity, involving an amount of Rs. 99,99,937.
Earlier (1-3 years ago)
The company entered related party transactions with Centrum Capital Limited, holding company, up to an aggregate amount of ₹750 crore, as approved by shareholders at the 9th Annual General Meeting on July 30, 2024.
The company's members approved a corporate guarantee for subsidiaries CBL, CHFL, and Unity SFB up to ₹250 crore, ₹700 crore, and ₹100 crore respectively, as a related party transaction at arm's length and in the ordinary course of business.
Older (3+ years ago)
The company has material related-party transactions involving corporate guarantees for subsidiary borrowings, with amounts totaling ₹200 crore, as per the Listing Regulations and Companies Act.
The company proposed a related party transaction involving lending, borrowing, guarantees, and securities with subsidiaries, step-down subsidiaries, associate companies, and group companies for up to ₹1000 crore.
Management & Board Governance
2 occurrencesRecent (last 12 months)
The Company Secretary of Centrum Capital Limited resigned on 30th April 2025, and the vacancy was filled on 1st November 2025, resulting in a one-day delay beyond the prescribed period under section 203 of the Companies Act, 2013.
Earlier (1-3 years ago)
Mr. Rajesh Srivastava resigned as a Non-Executive Non-Independent Director on May 18, 2024 due to unavoidable personal circumstances. Mr. K.R. Kamath retired as a Non-Executive Independent Director at the 46th Annual General Meeting on August 9, 2024, with shareholders approving not to fill the vacancy.
Promoter Share Pledge
1 occurrenceRecent (last 12 months)
22.61% of promoter holding pledged (quarter 2026-Q3 as of 2026-07-18).