DIGISPICE · DiGiSPICE Technologies Ltd · Software & Programming
DIGISPICE · DiGiSPICE Technologies Ltd · Software & Programming
As of 06 Nov close
52-week range
39.3% below 52-week high
52-week range: as of 06 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 53 days old
Revenue (latest Q)
₹108 Cr
Revenue YoY
PAT YoY
-5.4%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
2.1
P/S (TTM)
0.9
Sector P/E
64
Dividend yield
0.0%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| DIGISPICE (this stock) | 21.1 | 2.1 | +4.2% | +7.9% | 0.36 | 0.0% |
| Tata Consultancy Services | 15.7 | 7.7 | +18.1% | +48.0% | 8.93 | +2.9% |
| Infosys | 13.5 | 6.1 | +16.4% | +33.2% | 0.1 | +4.6% |
| HCL Technologies | 16.7 | 7.4 | +13.0% | +23.2% | 0.07 | +5.0% |
Promoter
falling 1q
FII
stable
MF
Not available from data source
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
No bulk/block deals in the last 12 months.
News timeline
No related news.
Concalls & investor presentations
AI-generatedKey takeaway: DiGiSPICE Technologies Limited held its Q1 FY 2027 earnings conference call on August 7, 2026, where management provided updates on the company's operations and financial performance. The company reported a profit after tax (PAT) of INR 9 crores for its continuing business, Spice Money, which is undergoing a merger process with DiGiSPICE Technologies. Management highlighted the onboarding of 1.68 million agents and the servicing of 27 million customers monthly through its digital banking platform aimed at Tier-3 to Tier-5 India. The company is focused on driving financial inclusion by offering digital payment solutions, credit, and insurance products. Key metrics included a market share of 18% in the AEPS segment and a 64% year-on-year increase in credit disbursements. Management expressed confidence in the growth of financial products and the potential for profitability as the business scales.
Management emphasized growth and operational achievements during the earnings call.
Sourced from an exchange-filed transcript, dated 12 Aug 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: DiGiSPICE Technologies Limited held its Q4 FY '26 Earnings Conference Call on May 18, 2026, where management provided an overview of the company's operational and financial performance. Chairman Dilip Modi highlighted the growth of Spice Money, which has expanded its agent network to 1.7 million agents serving 170 million customers across 2.6 lakh small towns. The company reported a PAT of INR 25 crores for FY '26, up from INR 6.5 crores in the previous year. Management discussed the introduction of new products, including a consumer app and UPI Cash Point services, aimed at enhancing customer engagement and expanding market reach. The merger with Spice Money is progressing, with approvals from regulatory bodies in place. Financial highlights included a 10.5% growth in GTV and a 13% increase in gross margins. Management emphasized a commitment to operational efficiency and financial discipline while exploring new opportunities in credit and financial product distribution.
Management emphasized growth and operational improvements throughout the earnings call.
Sourced from an exchange-filed transcript, dated 21 May 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: DiGiSPICE Technologies Limited held its Q3 and nine-month FY 2026 earnings call on February 19, 2026, where management provided an overview of operational and financial performance. Chairman Dilip Modi highlighted the company's commitment to building a financial services platform for small towns in India, emphasizing the growth of their Agent Platform, which now serves over 170 million customers through 1.6 million agents. The company reported a profit of Rs. 20 crores for the nine months, up from Rs. 4 crores in the previous year, driven by operating leverage. However, management noted a muted quarter for Gross Transaction Value (GTV) growth due to seasonal factors and industry consolidation. They discussed new product launches, including UPI Cash Points and insurance offerings, and expressed optimism about future growth in lending and financial product distribution. The call concluded with a Q&A session addressing various operational queries.
Management reported both growth achievements and challenges faced during the quarter.
Sourced from an exchange-filed transcript, dated 25 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.
AI Summary of Annual Report
AI-generatedDiGiSPICE Technologies Limited's FY2025-26 annual report outlines strategic initiatives focused on expanding digital financial services in India, particularly in rural and semi-urban areas. The report highlights the company's efforts to leverage its extensive agent network for financial inclusion, including AePS, UPI, and credit distribution. It emphasizes a shift from a cash-out model to a diversified product portfolio, incorporating insurance, savings, and investment products. The company also discusses its commitment to corporate governance, risk management, and the implementation of AI and automation to enhance operational efficiency and customer service.
- Expansion of digital financial services in rural and semi-urban India through agent networks and UPI integration
- Shift from a cash-out model to a diversified product portfolio including insurance, savings, and credit solutions
- Commitment to corporate governance and risk management frameworks
- Implementation of AI and automation to improve operational efficiency and customer service
- Focus on financial inclusion through partnerships with banks, NBFCs, and other financial institutions
Key takeaway: DiGiSPICE Technologies Limited is strategically expanding its digital financial services in India's underserved regions, emphasizing financial inclusion through a diversified product portfolio and technological innovation.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Regulatory Action (1 item)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Regulatory Action
1 occurrenceOlder (3+ years ago)
RBI imposed a penalty of ₹100 Lakhs in FY 2021-22 for not maintaining net worth of ₹10,000 Lakhs as required under Payment and Settlement Systems Act, 2007.
Routine disclosures
Internal Control Weakness
1 occurrenceRecent (last 12 months)
The auditor identified a material weakness in internal financial controls at one of the subsidiaries as of March 31, 2026, specifically a failure of management review control for credit provided to authorized agents, as detailed in Note 49.
Contingent Liability
2 occurrencesRecent (last 12 months)
The company has a contingent liability of Rs. 15.05 lakhs from a demand by Deputy Commissioner Noida, Uttar Pradesh, related to input mismatch in FY 2020-21, following a partially allowed appeal.
Older (3+ years ago)
The company has contingent liabilities related to claims not acknowledged as debts, but no specific amounts or details are provided.
Related-Party Transaction
1 occurrenceRecent (last 12 months)
The company has pending litigation and disputes with various parties, including a complaint by an ex-employee and a lawsuit for injunctions, though the Group claims liability would not devolve on them. The excerpt also lists related parties and transactions under Ind AS - 24.
Statutory dues in dispute
1 occurrenceRecent (last 12 months)
The company has outstanding statutory dues of Rs. 354.59 lakhs under the Central Goods and Services Tax Act, 2017 for FY 2019-20, with a dispute pending before the Central Goods & Service Tax Appeals Commissionerate Chandigarh.
Management & Board Governance
1 occurrenceOlder (3+ years ago)
Mr. Suman Ghose Hazra, a Non-Executive Independent Director, resigned from the Board of the Company effective 29th September, 2022.
Promoter Share Pledge
1 occurrenceRecent (last 12 months)
0.4% of promoter holding pledged (quarter 2026-Q3 as of 2026-07-18).