EQUITASBNK · Equitas Small Finance Bank Ltd · Regional Banks
EQUITASBNK · Equitas Small Finance Bank Ltd · Regional Banks
As of 05 Nov close
52-week range
34.7% below 52-week high
52-week range: as of 05 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 16 Oct 2026
Revenue (latest Q)
₹1,285 Cr
Revenue YoY
PAT YoY
+182.1%
Operating margin
Revenue, last 8 quarters
Source: Yahoo Finance, as of 30 Jun 2026
P/E (TTM)
P/B
1.2
P/S (TTM)
1.6
Sector P/E
9.8
Dividend yield
0.0%
Source: Yahoo Finance, as of 29 Oct 2026
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| EQUITASBNK (this stock) | 16.8 | 1.2 | +10.9% | Not available from data source | 0.94 | 0.0% |
| HDFC Bank | 15.5 | 1.8 | +25.6% | +13.7% | 0.93 | +1.8% |
| ICICI Bank | 17.5 | 2.6 | +25.9% | +16.0% | 0.59 | +0.9% |
| State Bank of India | 11 | 1.4 | +21.4% | +15.4% | 1.32 | +1.8% |
Promoter
stable
FII
rising 2q
MF
45.64% (+0.48pp)
rising 1q
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
| canonicalSymbol | date | buy quantity | buyer count | deal strength | deal types present |
|---|---|---|---|---|---|
| EQUITASBNK | 2026-10-30 | 16376843 | 2 | STRONG | BULK |
| EQUITASBNK | 2026-10-29 | 6300000 | 1 | STRONG | BULK |
News timeline
- mediumcorporate actioneconomictimes.indiatimes.com· 04 Nov 2026, 12:44 pmEquitas Small Finance Bank shares jump 9% after Balaji Nuthalapadi’s appointment as interim CEO
- highpromoter legallivemint.com· 29 Oct 2026, 08:35 pmEquitas MD quits citing overhang from daughter's business, shares crash
- unknowneconomictimes.indiatimes.com· 10 Sept 2026, 06:00 amStocks in news: Reliance Industries, Wipro, ICICI Bank, Coal India and Hindustan Zinc
- loweconomictimes.indiatimes.com· 01 Sept 2026, 12:35 pmAce investor Ashish Dhawan picks up 35 lakh shares in Religare Enterprises; stock jumps 5%
Concalls & investor presentations
AI-generatedKey takeaway: The document is a notification from Equitas Small Finance Bank Limited regarding the transcript of their earnings call held on July 29, 2026. It informs recipients that the transcript has been made available on the bank's website, complying with SEBI regulations. The communication includes details about the bank's listing on the National Stock Exchange of India and BSE Limited, along with the relevant links for accessing the transcript. The letter is signed by Natarajan Ramanathan, the Company Secretary, and is dated August 1, 2026.
The document provided factual information regarding the earnings call transcript availability.
Sourced from an exchange-filed transcript, dated 01 Aug 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The investor presentation by Equitas Small Finance Bank Limited, dated July 28, 2026, provided an overview of the bank's unaudited financial results for the quarter ended June 30, 2026. The presentation highlighted a significant year-on-year growth in gross advances, which reached Rs. 47,641 crore, marking a 27% increase. Disbursements for the quarter totaled Rs. 6,784 crore, a 93% increase compared to the previous year. The bank reported a profit after tax (PAT) of Rs. 184 crore, recovering from a loss of Rs. 224 crore in the same quarter last year. Asset quality improved, with gross non-performing assets (GNPA) decreasing to 2.36% from 2.82% year-on-year. The presentation also noted an increase in total deposits to Rs. 48,976 crore, a 10% rise from the previous year. Management emphasized ongoing efforts to enhance customer experience through digital platforms and operational efficiencies.
Management highlighted significant growth in financial metrics and improvements in asset quality.
Sourced from an exchange-filed presentation, dated 28 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: Equitas Small Finance Bank Limited provided an update regarding the earnings call held on May 02, 2026. The bank informed that the transcript of the earnings call has been made available on its website, in compliance with SEBI regulations. The communication included details about the document's availability and a link to access the transcript. The letter was signed by Natarajan Ramanathan, the Company Secretary, and dated May 06, 2026.
The document conveyed information regarding the availability of the earnings call transcript without emphasizing any particular aspect.
Sourced from an exchange-filed transcript, dated 06 May 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The investor presentation from Equitas Small Finance Bank Limited for Q4FY26 highlighted several key financial metrics and operational updates. The bank reported a significant increase in gross advances, reaching Rs. 46,165 crore, a 22% year-over-year growth. Disbursements also saw a record high of Rs. 7,347 crore, marking a 72% increase year-over-year. The asset quality improved, with GNPA decreasing to 2.49% from 2.89% in the previous year, and NNPA at 0.68%, down from 0.98%. The bank's PAT for the quarter was Rs. 213 crore, a 406% increase year-over-year. The cost of funds declined to 6.94%, contributing to a net interest margin of 7.29%. The presentation also noted improvements in collection efficiencies and a focus on enhancing digital banking services. Overall, the bank emphasized its growth trajectory and operational efficiencies.
The presentation emphasized strong financial performance and improvements in asset quality.
Sourced from an exchange-filed presentation, dated 30 Apr 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The document is a formal communication from Equitas Small Finance Bank Limited, dated February 3, 2026, regarding the transcript of their earnings call held on January 30, 2026. It informs the National Stock Exchange of India and BSE Limited that the transcript has been made available on the bank's website. The communication includes details about the regulatory compliance under SEBI regulations and provides a link to access the earnings call transcript. The letter is signed by Natarajan Ramanathan, the Company Secretary.
The document presented factual information regarding the earnings call transcript availability.
Sourced from an exchange-filed transcript, dated 03 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.
AI Summary of Annual Report
AI-generatedEquitas Small Finance Bank Limited (EQUITASBNK) reported a Capital Adequacy Ratio of 20.31% as of March 31, 2026, well above the RBI's minimum requirement of 15%. The bank's net worth stood at ₹612,483.26 lakh. The Board reappointed Mr. Vasudevan P N as MD & CEO for three years, subject to RBI approval, and confirmed Ms. Geeta Dutta Goel's reappointment as an Independent Director. No material changes affecting the bank's financial position occurred after the balance sheet date. The bank has robust risk management frameworks, including a Risk Management Committee and an Audit Committee with multiple meetings. The bank also has a comprehensive Data Privacy Policy and cybersecurity framework. There were no significant regulatory actions or defaults noted, and the bank is in an advanced stage of preparing for Ind AS implementation.
- Capital Adequacy Ratio of 20.31% as of March 31, 2026, exceeding RBI's 15% requirement.
- Net worth of ₹612,483.26 lakh as of March 31, 2026.
- Reappointment of Mr. Vasudevan P N as MD & CEO for three years, subject to RBI approval.
- Ms. Geeta Dutta Goel reappointed as Independent Director with confirmed independence.
- No material changes affecting financial position after the balance sheet date.
Key takeaway: Equitas Small Finance Bank Limited maintains strong capital adequacy and net worth, with no significant regulatory issues or material financial changes reported, indicating a stable financial position.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Regulatory Action (1 item); Investigation or enforcement mention (1 item)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Regulatory Action
1 occurrenceEarlier (1-3 years ago)
Equitas Small Finance Bank Limited was fined by RBI for non-compliance with directions on 'Levy of Foreclosure Charges/Pre-payment Penalty on Floating Rate Term Loans' and 'Credit Flow to Agriculture – Collateral free agricultural loans'. The penalty was imposed under the Banking Regulation Act, 1949, and paid on February 7, 2025.
Investigation or enforcement mention
1 occurrenceEarlier (1-3 years ago)
An employee of the Bank was denied access to the Audit Committee to raise a whistle blower complaint.
Routine disclosures
Contingent Liability
1 occurrenceEarlier (1-3 years ago)
The company has contingent liabilities including claims against the bank not acknowledged as debts: Service Tax and Goods and Service Tax (27,690), Income Tax (84,952), and others (87,500) as of March 31, 2025.