GODIGIT · Go Digit General Insurance Ltd · Insurance (Prop. & Casualty)
GODIGIT · Go Digit General Insurance Ltd · Insurance (Prop. & Casualty)
As of 05 Nov close
52-week range
29.1% below 52-week high
52-week range: as of 05 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 52 days old
Revenue (latest Q)
₹2,359 Cr
Revenue YoY
PAT YoY
-37.5%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
5.1
P/S (TTM)
2.4
Sector P/E
12.1
Dividend yield
0.0%
No peer comparison data on file for GODIGIT.
Promoter
stable
FII
rising 1q
MF
8.86% (+0.58pp)
rising 3q
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
| canonicalSymbol | date | buy quantity | buyer count | deal strength | deal types present |
|---|---|---|---|---|---|
| GODIGIT | 2026-07-29 | 5721378 | 1 | WEAK | BULK |
News timeline
No related news.
Concalls & investor presentations
AI-generatedKey takeaway: Go Digit General Insurance Limited held its Q1 FY27 earnings conference call on July 23, 2026, where management discussed the company's performance for the quarter ended June 30, 2026. Chairman Kamesh Goyal highlighted that the company has chosen to prioritize profitability over growth in a challenging market environment, resulting in flat to negative growth figures. The management reported a decrease in motor market share due to corrective actions taken in response to unfavorable pricing and claims costs. The profit after tax was reported at INR 190 crores, a 5% decline from the previous year, while the combined ratio stood at 107.2%. The company emphasized its commitment to maintaining a clean book and strong solvency, which was reported at 2.43 times. Management also noted that they do not provide guidance but focus on consistent performance metrics. The call concluded with a commitment to transparency and addressing all questions from analysts.
Management focused on explaining their strategic choices and performance metrics without indicating a clear positive or negative sentiment.
Sourced from an exchange-filed transcript, dated 30 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: Go Digit General Insurance Limited's investor presentation for the quarter ended June 30, 2026, reported a focus on profitability discipline amid a soft market. The company achieved a solvency ratio of 2.43x, exceeding the regulatory requirement. Key financial metrics included a net earned premium of ₹2,007 crore, reflecting a growth of 7.6% from ₹1,865 crore in Q1 FY26. However, gross direct premium decreased by 2.4% to ₹2,447 crore, and gross written premium fell by 8.4% to ₹2,731 crore. Profit before tax was ₹254 crore, down from ₹268 crore in the previous year, while profit after tax also declined to ₹190 crore from ₹200 crore. The combined ratio on net earned premium with deferred acquisition cost was reported at 107.2%, up from 104.6% in Q1 FY26. The presentation emphasized the company's commitment to simplifying insurance through innovation and technology.
The presentation highlighted both growth in certain areas and declines in others.
Sourced from an exchange-filed presentation, dated 23 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: Go Digit General Insurance Limited reported its Q4 and FY2026 results during an earnings conference call on April 28, 2026. Management highlighted a gross written premium of approximately INR 11,300 crores, with a slight increase in market share. The company transitioned to Indian accounting standards, aligning its financial reporting with IFRS, which management stated would enhance comparability. For FY2026, profit after tax was reported at INR 179 crores, up from INR 106 crores the previous year, with a return on equity (ROE) of 17.7%. The combined ratio improved to 105.7% for the year. Management noted a growth in assets under management to INR 23,000 crores, and emphasized a focus on maintaining profitability while navigating competitive pressures in the motor and health insurance segments. The discussion also covered the company's strategic initiatives in new commercial lines and the impact of regulatory changes on the insurance landscape.
Management emphasized growth and improvements in financial metrics.
Sourced from an exchange-filed transcript, dated 06 May 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: Go Digit General Insurance Limited reported significant growth in its financial performance for the quarter and financial year ended March 31, 2026. The presentation highlighted a 49% increase in profit before tax (PBT) for Q4 FY26, reaching ₹239 crore, and a 63% increase for FY26, totaling ₹1,021 crore. Gross Direct Premium rose to ₹9,846 crore in FY26 from ₹8,472 crore in FY25, with Q4 figures showing a similar upward trend. The company maintained a strong solvency ratio of 2.42 and reported a net worth of ₹7,610 crore. The loss ratio remained stable, with a slight increase to 72.9% for FY26. Management emphasized the importance of customer experience and advanced technology in driving growth. The document also outlined the company's commitment to ESG initiatives and maintaining a diverse product portfolio.
Management emphasized strong financial growth and operational improvements.
Sourced from an exchange-filed presentation, dated 28 Apr 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: Go Digit General Insurance Limited submitted an investor presentation to BSE and NSE regarding an analysts' meeting scheduled for February 16, 2026. The presentation emphasized the company's strategic approach to growth, focusing on capital allocation to ROE-positive opportunities and disciplined distribution decisions. Management highlighted the importance of quality inflow and the need to manage growth through profitable segments. The document detailed advancements in technology to enhance claims management and operational efficiency, particularly in motor insurance. It also discussed the cyclical nature of commercial lines and the company's strategies for navigating market conditions. The presentation included insights on claims management, emphasizing a holistic approach to handling motor third-party claims. Overall, the document outlined Go Digit's commitment to transparency and disciplined growth strategies.
The presentation provided a balanced overview of the company's strategies and operational focus without emphasizing significant growth or challenges.
Sourced from an exchange-filed presentation, dated 15 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.
AI Summary of Annual Report
AI-generatedGo Digit General Insurance Limited (GODIGIT) reported strong financial performance in FY2025-26, with a Gross Written Premium of ₹11,294 crore and Assets Under Management of ₹22,922 crore. The company has a credit rating of CRISIL AA- with a Stable outlook. It is undergoing an amalgamation with Go Digit Infoworks Services Private Limited, subject to regulatory approvals. No significant regulatory penalties or defaults were noted, and internal controls were found adequate. The company faces unresolved tax implications from Ind AS adoption and a minor XBRL submission delay penalty of ₹5,000.
- Gross Written Premium of ₹11,294 crore and Assets Under Management of ₹22,922 crore in FY2025-26.
- Credit rating upgraded to CRISIL AA- with Stable outlook.
- Amalgamation with Go Digit Infoworks Services Private Limited pending regulatory approvals.
- No significant regulatory penalties or defaults reported.
- Unresolved tax implications from Ind AS adoption and a ₹5,000 penalty for XBRL submission delay.
Key takeaway: Go Digit General Insurance Limited shows strong financial performance with robust growth metrics and a stable credit rating, though it faces unresolved tax issues and pending regulatory approvals for its amalgamation plan.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Regulatory Action (2 items)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Regulatory Action
2 occurrencesRecent (last 12 months)
Go Digit Infoworks Services Private Limited (GDISPL) transferred trademarks to a promoter group company, Digit Solutions, leading to termination of the existing agreement and entering a new Brand License Agreement. The company submitted related party transaction details late, resulting in fines of ₹5,000/- each from NSE and BSE, which were paid.
Earlier (1-3 years ago)
The company was fined ₹5,000 each by NSE and BSE for delayed XBRL submission of related party transactions under SEBI Listing Regulations.
Routine disclosures
Contingent Liability
2 occurrencesRecent (last 12 months)
Go Digit has a contingent liability of Rs.38,443 lakhs (inclusive of interest) from an Income Tax Assessment Order for FY 2022-23, and Rs.17,029 lakhs (inclusive of penalty) from Chennai South Commissionerate regarding GST applicability, and Rs.1,166 lakhs from an ongoing enquiry by DGGI Mumbai Zonal Unit.
Earlier (1-3 years ago)
Go Digit General Insurance Limited has a contingent liability related to a pending GST investigation initiated by authorities in 2021-22 regarding alleged ineligible input tax credit claims settled between July 2017 and March 2022. The company deposited ₹ 1,037 lakhs under protest and received a Show Cause Notice on December 27.
Related-Party Transaction
1 occurrenceRecent (last 12 months)
Go Digit General Insurance Ltd's holding company, Go Digit Infoworks Services Private Limited, transferred trademarks 'DIGIT' and 'GO DIGIT' to Go Digit Solutions Private Limited, a promoter group company.