RedixFi
Market closedNIFTY25,030.35+2.0%Volatile1 event(s)
Market feed live

HDFCBANK · HDFC Bank Ltd · Regional Banks

HDFCBANK · HDFC Bank Ltd · Regional Banks

₹788.25+3.7%

As of 06 Nov close

52-week range

52wk low ₹669.252wk high ₹1,017.5

22.5% below 52-week high

52-week range: as of 06 Nov 2026 close.

Price chartDaily closes on the stock page.

Stock Condition:71 out of 100(+10 vs previous session)

Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.

Stock Condition as of 06 Nov 2026 close

Slowest input: promoter pledge (disclosed quarterly), as of 18 Jul 2026

Full signal detail →

Fundamentals as of 15 Sep 2026 · the company's own latest record is 52 days old

FII holding falling for 2+ quarters

Revenue (latest Q)

Not available from data source

Revenue YoY

PAT YoY

+18.4%

Operating margin

Revenue, last 8 quarters

P/E (TTM)

P/B

1.8

P/S (TTM)

3.5

Sector P/E

10.2

Dividend yield

+1.8%

Source: Yahoo Finance, as of 29 Oct 2026

CompanyP/EP/BNet marginROED/EDiv. yield
HDFCBANK (this stock)15.51.8+26.5%+11.0%0.93+1.8%
ICICI Bank17.52.6+25.9%+16.0%0.59+0.9%
State Bank of India111.4+21.4%+15.4%1.32+1.8%
Kotak Mahindra Bank19.22.5+24.5%+11.4%0.55+0.1%

Promoter

falling 1q

FII

falling 3q

MF

30.62% (+1.08pp)

rising 3q

Insider trades

No insider trades in the last 12 months.

Bulk/block deals

No bulk/block deals in the last 12 months.

News timeline

Concalls & investor presentations

AI-generated
Concall transcriptNeutral24 Jul 2026
View source filing →

Key takeaway: The earnings call for HDFC Bank Limited on July 18, 2026, addressed the bank's performance for Q1 FY27. Management highlighted challenges faced over the past four months but expressed pride in the team's resilience and customer focus. They reported better-than-historical deposit growth and an increase in market share. Advances have shown strong performance, and management emphasized a commitment to enhancing customer service and digital adoption. They acknowledged intense competition and the need for a balanced approach to deposit and asset growth. Management also discussed the impact of external factors like geopolitical situations and weather-related disruptions. They expressed confidence in the bank's ability to navigate these challenges and remain committed to stakeholders. The call concluded with management inviting further questions from analysts and investors.

Management provided a balanced view of accomplishments and challenges faced during the quarter.

Sourced from an exchange-filed transcript, dated 24 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.

Investor presentationNeutral18 Jul 2026
View source filing →

Key takeaway: HDFC Bank Limited announced the hosting of an earnings call on July 18, 2026, at 16:00 hours (IST) to discuss the unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. The presentation for the earnings call was made available on the bank's website. The communication was signed by Ajay Agarwal, Company Secretary, and included contact information for shareholder grievances.

The document provided factual information regarding the earnings call and presentation availability.

Sourced from an exchange-filed presentation, dated 18 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.

Concall transcriptPositive24 Apr 2026
View source filing →

Key takeaway: HDFC Bank Limited held its earnings conference call on April 18, 2026, to discuss its financial results for the quarter and year ended March 31, 2026. Management reported a system credit growth of 12%, exceeding their estimate of 10.5% to 11.5%, with deposit growth at 14.4%. Net income grew by 11%, and earnings per share increased by 10%. The bank's return on assets remained stable at 1.9%, despite a drop in net interest margins (NIM). Management highlighted significant investments in technology and branch expansion, which have doubled customer numbers to 100 million. They emphasized a strong capital position and healthy asset quality, with gross non-performing assets at 1.15%. The bank aims to enhance profitability while pursuing growth opportunities, focusing on sustainable deposits and leveraging technology for improved customer experience. Management addressed recent events, including the resignation of the former chairman and regulatory matters, assuring stakeholders of the bank's resilience and stability.

Management emphasized strong performance and growth opportunities despite challenges.

Sourced from an exchange-filed transcript, dated 24 Apr 2026. Summary is RedixFi-generated and distinct from investment advice.

Concall transcriptNeutral19 Mar 2026
View source filing →

Key takeaway: The earnings call on March 19, 2026, addressed the resignation of Mr. Atanu Chakraborty as Part-Time Chairman and Independent Director of HDFC Bank. Management expressed appreciation for his contributions and assured stakeholders that there were no material issues leading to his resignation. Keki Mistry, the Interim Part-Time Chairman, emphasized the bank's strong governance and operational integrity, stating that the board remains cohesive and committed to protecting stakeholder interests. The management highlighted the successful merger that has strengthened the bank's position and reiterated their focus on value creation. Questions from analysts centered on the reasons behind the resignation and its implications for the bank's operations and leadership, with management maintaining that there were no substantive issues affecting governance or performance. The call concluded with a commitment to uphold high standards of governance and operational performance.

Management provided reassurances regarding governance and operational integrity amidst the resignation of the chairman.

Sourced from an exchange-filed transcript, dated 19 Mar 2026. Summary is RedixFi-generated and distinct from investment advice.

AI Summary of Annual Report

AI-generated
FY2025-26678 pages

The Integrated Annual Report for FY 2025-26 from HDFC Bank Limited outlines the bank's commitment to creating value for stakeholders through a focus on customer service, technology, and sustainability. Management highlighted the successful integration of HDFC Limited into HDFC Bank, which has strengthened its market position and expanded its service offerings. The report also emphasizes the bank's dedication to corporate social responsibility and governance practices, aiming to enhance stakeholder trust and engagement.

  • Management emphasized the successful integration of HDFC Limited into HDFC Bank.
  • The report highlighted a commitment to sustainability and corporate social responsibility.
  • Management stated a focus on enhancing customer service through technology and innovation.
  • The bank aims to strengthen governance practices to build stakeholder trust.

Key takeaway: The report underscores HDFC Bank's strategic focus on integration, customer service, and sustainability as key drivers of its growth and stakeholder value.

The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.

Filed with NSE · 11 Jul 2026View source filing →

Governance disclosures

AI-generated

Needs attention

Regulatory Action (3 items); Investigation or enforcement mention (2 items)

Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.

Regulatory Action

3 occurrences

Recent (last 12 months)

Annual Report11 Jul 2026 (FY2025-26)· 13 passages
View source filing →

The company paid a settlement to RBI for contravention of RBI Master Direction on Foreign Investment in India and other RBI guidelines, as per RBI letters dated July 11, 2025, and November 28, 2025.

Earlier (1-3 years ago)

Annual Report25 Jul 2025 (FY2024-25)· 10 passages
View source filing →

RBI levied a penalty of 1 crore rupees on the Bank for soliciting gifts to depositors, opening ineligible savings accounts, and failing to prevent customer contact after 7 p.m.

Annual Report18 Jul 2024 (FY2023-24)Older than 10 years· 7 passages
View source filing →

RBI levied a penalty of ₹10,000 on the Bank under Section 11(3) of FEMA, 1999 for not obtaining RBI approval for maintaining accounts of a foreign bank after their license cancellation, violating RBI's circular.

Investigation or enforcement mention

2 occurrences

Recent (last 12 months)

Annual Report11 Jul 2026 (FY2025-26)
View source filing →

The Bank reported 4 instances of fraud by employees during FY 2025-26, each involving amounts of ₹1 crore and above, as reported by Statutory Auditors to the Audit Committee.

Earlier (1-3 years ago)

Annual Report25 Jul 2025 (FY2024-25)
View source filing →

The Bank reported two instances of fraud during FY 2024-25, involving employees and third parties, with approximate amounts involved in crores, including gold loan fraud and misappropriation of customer funds.

Routine disclosures

Contingent Liability

3 occurrences

Recent (last 12 months)

Annual Report11 Jul 2026 (FY2025-26)· 8 passages
View source filing →

HDFC Bank Limited has contingent liabilities of 22,094,905,561 (C in ‘000) on outstanding forward exchange contracts as of March 31, 2026, and 9,016,697,956 (C in ‘000) on outstanding derivative contracts.

Earlier (1-3 years ago)

Annual Report25 Jul 2025 (FY2024-25)· 12 passages
View source filing →

HDFC Bank Limited has contingent liabilities of ₹26,474,170,018 as of March 31, 2025.

Annual Report18 Jul 2024 (FY2023-24)· 11 passages
View source filing →

The company has contingent liabilities amounting to 22,967,583,363 as of March 31, 2024.

Related-Party Transaction

3 occurrences

Recent (last 12 months)

Annual Report11 Jul 2026 (FY2025-26)· 8 passages
View source filing →

The Bank proposes to modify the approved limit of derivative transactions with HDFC Life, a related party, from ₹900 crore to ₹2,500 crore, classified as a material modification under the Bank's Related Party Transactions policy.

Earlier (1-3 years ago)

Annual Report25 Jul 2025 (FY2024-25)· 6 passages
View source filing →

HDFC Bank Limited's members approved material related party transactions with HDB Financial Services Limited, HDFC Securities Limited, HDFC Life Insurance Company Limited, HDFC ERGO General Insurance Company Limited, PayU Payments Private Limited, and HCL Technologies Limited for the financial year 2025-26, with aggregate amounts up to Rs. 40,234 crores, Rs. 8,248 crores, Rs. 40,695 crores, Rs. 9,249 crores, Rs. 1,521 crores, and Rs. 2,500 crores respectively.

Annual Report18 Jul 2024 (FY2023-24)· 5 passages
View source filing →

HDFC Bank Limited had significant related party transactions exceeding 10% of all related party transactions in their category, including interest paid to HDFC Life Insurance Company Limited (298.78 crore) and services rendered to HDFC Life Insurance Company Limited (2,626.48 crore) for the year ended March 31, 2024.

Promoter Share Pledge

1 occurrence

Recent (last 12 months)

Structured Filing Data (NSE Pledge Disclosure)18 Jul 2026

1.97% of promoter holding pledged (quarter 2026-Q3 as of 2026-07-18).

Open full Signal Dashboard →