HDFCLIFE · HDFC Life Insurance Company Ltd · Insurance (Life)
HDFCLIFE · HDFC Life Insurance Company Ltd · Insurance (Life)
As of 06 Nov close
52-week range
28.3% below 52-week high
52-week range: as of 06 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Stock Condition as of 06 Nov 2026 close
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 53 days old
Revenue (latest Q)
₹33,896 Cr
Revenue YoY
PAT YoY
+11.5%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
5.9
P/S (TTM)
1.1
Sector P/E
12.1
Dividend yield
+0.4%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| HDFCLIFE (this stock) | 62.9 | 5.9 | +1.9% | +10.1% | 0.16 | +0.4% |
| Aditya Birla Capital | 25 | 3.1 | +8.6% | +11.9% | 5.22 | 0.0% |
| General Insurance Corporation of India | 6.6 | 1.1 | +18.6% | +17.9% | Not available from data source | +3.7% |
| Bajaj Finserv | 28 | 4 | +6.5% | +13.0% | 5.52 | +0.1% |
Promoter
rising 1q
FII
falling 3q
MF
16.57% (+2.03pp)
rising 3q
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
No bulk/block deals in the last 12 months.
News timeline
- lowbusiness-standard.com· 28 Oct 2026, 01:08 pmHDFC Bank, ITC, HDFC Life, Nestle, Britannia, TaMo PV hit 52-week lows
- lowthehindubusinessline.com· 16 Oct 2026, 01:54 pmHDFC Life shares slip despite analyst upgrades after steady H1 results
- lowthehindubusinessline.com· 24 Sept 2026, 11:03 pmNandan Nilekani's NRJN Family Trust, others sell 11% Sedemac stake
- lowinc42.com· 24 Sept 2026, 01:19 pmMoneyview IPO Subscribed 65% On Day 1 So Far, Retail Portion At 93%
- lowbusiness-standard.com· 17 Sept 2026, 10:11 amKaramtara Engineering hits 10% upper limit on debut; up 38% from IPO price
- lowbusiness-standard.com· 01 Sept 2026, 01:11 pm₹1 trillion market-cap stock club swells 27% to 119 in FY27
- loweconomictimes.indiatimes.com· 20 Aug 2026, 06:00 amStocks in news: Hyundai Motor India, BSE, HEG, Hexaware Tech and Oil India
- mediumcorporate actioneconomictimes.indiatimes.com· 11 Aug 2026, 06:12 amBSE to replace Wipro in Nifty 50 index
- lowthehindubusinessline.com· 30 Jul 2026, 09:44 amJuniper Green Energy IPO opens today at ₹214-225 price band
- lowthehindubusinessline.com· 21 Jul 2026, 10:18 pmCube Highways Trust raises ₹1,687.5 crore from anchor investors ahead of InvIT issue
- loweconomictimes.indiatimes.com· 15 Jul 2026, 12:59 pmQ1 results today: HDFC Life Insurance, HDB Financial, Jana SFB, ICICI Prudential among 43 companies to report earnings
- lowthehindubusinessline.com· 15 Jul 2026, 12:10 pmCube Highways Trust IPO: Price band set at ₹151-152/unit for ₹5,000 cr public issue
Concalls & investor presentations
AI-generatedKey takeaway: HDFC Life Insurance Company Limited reported strong financial performance for H1 FY27, with individual weighted received premium growing 11% and overall APE growing 13% in Q2 and 11% in H1. The company's market share improved to 16.2% in Q2, driven by growth across channels, including HDFC Bank (12% growth) and other bancassurance partnerships (13% YoY growth). The product mix showed resilience, with unit-linked products contributing 45% of individual APE and retail protection growing 33% in H1. Value of new business (VNB) grew 12% to ₹2,037 crore, with a new business margin of 24.7%. Assets under management increased 14% to ₹4.1 trillion, and solvency ratio stood at 180%. The company also highlighted its Pension business growth, with assets under management up 28% YoY. Management discussed regulatory consultations on insurance distribution, emphasizing the need for inclusive products and the importance of credit life insurance for lower-income segments. The company plans to raise ₹500 crore through subordinated debt to strengthen its capital position. While persistency rates were slightly softer due to market volatility, management expressed confidence in long-term growth and industry opportunities.
The document emphasizes strong growth in key metrics, positive market share gains, and confidence in long-term opportunities, reflecting an overall positive tone.
Sourced from an exchange-filed transcript, dated 23 Oct 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The earnings conference call for HDFC Life Insurance Company Limited on July 15, 2026, discussed the company's financial performance for Q1 FY27. Management reported a positive macroeconomic environment, with individual APE and WRP growing by 7% and 8%, respectively, and overall APE growth at 9%. The agency channel outperformed, growing by 21%, while retail protection grew by 42%. Management noted a healthy growth in renewal collections of 19% and a profit after tax of INR 611 crores, reflecting a 12% year-on-year increase. The company highlighted a strong capital position with a solvency ratio of 185% and assets under management exceeding INR 4 trillion. Management set a goal to grow in line with or faster than the industry and deliver VNB growth in line with APE growth, emphasizing a disciplined approach to customer acquisition and product competitiveness. The call concluded with management expressing confidence in their growth strategy and product mix.
Management emphasized strong growth metrics and a positive macroeconomic environment.
Sourced from an exchange-filed transcript, dated 22 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
AI Summary of Annual Report
AI-generatedThe annual report for HDFC Life Insurance Company Limited for FY 2025-26 outlines the company's commitment to sustainable growth and customer-centric strategies. Management emphasized the importance of innovation in enhancing customer experience and maintaining a robust distribution network, which includes a diverse range of products tailored to meet various customer needs. The report also highlights the company's focus on governance, risk management, and alignment with regulatory standards, reinforcing its position as a trusted life insurer in India.
- Management emphasized innovation in customer experience.
- The report highlighted a robust and diverse distribution network.
- Focus on governance and risk management was reiterated.
- Commitment to sustainable growth and regulatory compliance was stated.
Key takeaway: HDFC Life's strategic focus on customer-centric innovation and a strong distribution network underpins its commitment to sustainable growth.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
No item of a kind that needs attention was stored for this company.
Contingent Liability
3 occurrencesRecent (last 12 months)
The company has a contingent liability of INR2,207 crores as of September, up from INR1,870 crores as of March. This liability is related to a tax dispute where the company is confident in the merits of its case.
The company has contingent liabilities related to statutory demands and liabilities in dispute, not provided for, which increased due to show cause cum demand notices/assessment orders received from tax authorities.
Earlier (1-3 years ago)
The company has contingent liabilities related to statutory demands and liabilities in dispute, not provided for, which are linked to show cause cum demand notices and assessment orders received from tax authorities.
Related-Party Transaction
1 occurrenceRecent (last 12 months)
The company has made payments to related parties for brokerage, custodial fees, or other charges, as disclosed in the related party transactions section of the annual report.