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IDBI · IDBI Bank Ltd · Regional Banks

IDBI · IDBI Bank Ltd · Regional Banks

₹79.5-0.3%

As of 06 Nov close

52-week range

52wk low ₹61.0152wk high ₹118.38

32.8% below 52-week high

52-week range: as of 06 Nov 2026 close.

Price chartDaily closes on the stock page.

Stock Condition:Pro

Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.

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Fundamentals as of 15 Sep 2026 · the company's own latest record is 53 days old

Revenue (latest Q)

Not available from data source

Revenue YoY

PAT YoY

+5.3%

Operating margin

Revenue, last 8 quarters

P/E (TTM)

P/B

1.3

P/S (TTM)

4.5

Sector P/E

10.2

Dividend yield

0.0%

Source: Yahoo Finance, as of 29 Oct 2026

CompanyP/EP/BNet marginROED/EDiv. yield
IDBI (this stock)9.61.3+43.7%+11.4%0.370.0%
HDFC Bank15.51.8+25.6%+13.7%0.93+1.8%
ICICI Bank17.52.6+25.9%+16.0%0.59+0.9%
State Bank of India111.4+21.4%+15.4%1.32+1.8%

Promoter

stable

FII

falling 1q

MF

0.07% (+0.02pp)

stable

Insider trades

No insider trades in the last 12 months.

Bulk/block deals

No bulk/block deals in the last 12 months.

News timeline

Concalls & investor presentations

AI-generated

No concall transcripts or investor presentations recorded yet.

AI Summary of Annual Report

AI-generated
FY2025-26741 pages

IDBI Bank Limited's FY2025-26 annual report highlights a significant improvement in asset quality, with Non-Performing Assets (NPAs) declining to 2.32% of Gross Advances, down from 21.25% in 2017. The bank has implemented robust recovery mechanisms, including Lok Adalats and digital outreach, leading to recovery of ₹1,484 crore from impaired assets. The bank also faced regulatory penalties, including ₹31.80 lakh for excess interest charges to farmers and ₹36.30 lakh for non-compliance in foreign exchange transactions. The bank's governance structure is compliant, with no director debarred or disqualified. The bank's financial performance shows a strong Provision Coverage Ratio (PCR) of 99.39% as of March 31, 2026.

  • NPAs reduced to 2.32% of Gross Advances, down from 21.25% in 2017.
  • Recovery of ₹1,484 crore from impaired assets in FY2025-26.
  • Regulatory penalties of ₹31.80 lakh and ₹36.30 lakh for non-compliance.
  • No director debarred or disqualified, with all compliance certifications in place.
  • Strong PCR of 99.39% as of March 31, 2026.

Key takeaway: IDBI Bank Limited has significantly improved its asset quality and recovery mechanisms, but faces some regulatory and contingent liability risks.

The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.

Filed with NSE · 25 Jun 2026View source filing →

Governance disclosures

AI-generated

Needs attention

Regulatory Action (2 items); Default / Covenant Breach (2 items)

Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.

Regulatory Action

2 occurrences

Recent (last 12 months)

Annual Report25 Jun 2026 (FY2025-26)· 2 passages
View source filing →

The RBI imposed a penalty of ₹31.80 lakh on the Bank in FY 2025-26 for charging interest in excess of applicable lending rate to farmers in KCC with sanctioned limits up to ₹3 lakh.

Earlier (1-3 years ago)

Annual Report25 Jun 2025 (FY2024-25)
View source filing →

RBI imposed a penalty of 36.30 lakh on the Bank under Section 11(3) of FEMA, 1999 for non-compliance in carrying out due diligence in processing and allowing foreign exchange transactions involving 141 inward remittances received during the period June 2024 to January 2025.

Default / Covenant Breach

2 occurrences

Recent (last 12 months)

Annual Report25 Jun 2026 (FY2025-26)· 2 passages
View source filing →

The bank transferred eight accounts (six TWO accounts and two NPA accounts) with a GPO amounting to ₹1,507.50 crore for ₹188.98 crore on a cash-cum-Security Receipts basis to permitted entities including NARCL during FY 2025-26.

Earlier (1-3 years ago)

Annual Report25 Jun 2025 (FY2024-25)· 2 passages
View source filing →

The bank has issued notices under section 13(2) and 13(4) of SARFAESI Act, 2002 to borrowers.

Routine disclosures

Contingent Liability

1 occurrence

Recent (last 12 months)

Annual Report25 Jun 2026 (FY2025-26)· 3 passages
View source filing →

The company has contingent liabilities related to bills for collection, with amounts listed as 275403 98 26 and 14076 25 31, though the exact nature and counterparties are not specified.

Related-Party Transaction

1 occurrence

Earlier (1-3 years ago)

Annual Report25 Jun 2025 (FY2024-25)· 2 passages
View source filing →

The Bank obtained prior shareholder approval for material related party transactions (RPTs) with LIC at its 20th AGM on July 23, 2024, valid until the 21st AGM, and now requires fresh approval for such transactions.

Promoter Share Pledge

1 occurrence

Recent (last 12 months)

Structured Filing Data (NSE Pledge Disclosure)18 Jul 2026

0.94% of promoter holding pledged (quarter 2026-Q3 as of 2026-07-18).

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