IFCI · Ifci Ltd · Consumer Financial Services
IFCI · Ifci Ltd · Consumer Financial Services
As of 06 Nov close
52-week range
43.0% below 52-week high
52-week range: as of 06 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 52 days old
Revenue (latest Q)
₹353 Cr
Revenue YoY
PAT YoY
-16.1%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
2.6
P/S (TTM)
12.1
Sector P/E
25.4
Dividend yield
0.0%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| IFCI (this stock) | 115.9 | 2.6 | +9.5% | +1.9% | 0.39 | 0.0% |
| Bajaj Finance | 30.8 | 5.7 | +23.8% | +17.8% | 3.22 | +0.5% |
| Shriram Finance | 18.4 | 3.6 | +22.8% | +17.2% | 3.8 | +1.1% |
| Jio Financial Services | 95.5 | 1.2 | +49.8% | Not available from data source | 11.81 | +0.2% |
Promoter
stable
FII
rising 2q
MF
0.15% (+0.01pp)
stable
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
| canonicalSymbol | date | buy quantity | buyer count | deal strength | deal types present |
|---|---|---|---|---|---|
| IFCI | 2026-09-04 | 92805546 | 5 | STRONG | BULK |
| IFCI | 2026-09-02 | 65191139 | 4 | MEDIUM | BULK |
| IFCI | 2026-06-18 | 50150874 | 3 | WEAK | BULK |
| IFCI | 2026-06-17 | 13584488 | 1 | WEAK | BULK |
| IFCI | 2026-06-03 | 13712981 | 1 | MEDIUM | BULK |
News timeline
- highmacroeconomictimes.indiatimes.com· 08 Oct 2026, 09:17 pmAhead of Market: 10 things that will decide stock market action on Thursday
- lowbusiness-standard.com· 17 Sept 2026, 02:30 pmNSE IPO impact: IFCI, New India Assurance, GIC RE shares rally up to 9%
- loweconomictimes.indiatimes.com· 17 Sept 2026, 10:51 amNSE IPO: IFCI, New India Assurance, other stocks rally up to 9% as Rs 22,569 crore IPO opens. How much exposure do they have?
- loweconomictimes.indiatimes.com· 14 Sept 2026, 09:15 pmAhead of Market: 10 things that will decide stock market action on Tuesday
- unknowneconomictimes.indiatimes.com· 09 Sept 2026, 08:58 pmAhead of Market: 10 things that will decide stock market action on Thursday
- unknownbusiness-standard.com· 08 Sept 2026, 12:57 pmNIACL, IFCI stocks slide up to 14% amid profit booking, NSE IPO GMP dip
- unknowneconomictimes.indiatimes.com· 08 Sept 2026, 10:34 amIFCI shares slide 7% after stellar 30% monthly surge amid NSE IPO buzz
- loweconomictimes.indiatimes.com· 06 Sept 2026, 04:35 pmAhead of Market: 10 things that will decide stock market action on Monday
- unknownbusiness-standard.com· 04 Sept 2026, 01:33 pmNSE IPO anticipation: New India Assurance zooms 17%; IFCI jumps 12%
- mediummacroeconomictimes.indiatimes.com· 03 Sept 2026, 09:21 pmAhead of Market: 10 things that will decide stock market action on Friday
- unknowneconomictimes.indiatimes.com· 03 Sept 2026, 11:16 amIFCI shares rally over 16% in two days as NSE IPO draws closer
- unknowneconomictimes.indiatimes.com· 02 Sept 2026, 09:25 pmAhead of Market: 10 things that will decide stock market action on Thursday
- unknownbusiness-standard.com· 02 Sept 2026, 12:39 pmIFCI share price spurts 11%, nears ₹100-mark after an 18-year gap
- lowthehindubusinessline.com· 29 Aug 2026, 09:29 pmBandu’s Blockbusters for August 30, 2026
- lowthehindubusinessline.com· 22 Aug 2026, 09:13 pmBandu’s Blockbusters for August 23, 2026
- lowbusiness-standard.com· 21 Aug 2026, 09:29 amIFCI, ACE: Analyst identifies 2 stocks with 'Bullish Flag & Pole' pattern
Concalls & investor presentations
AI-generatedNo concall transcripts or investor presentations recorded yet.
AI Summary of Annual Report
AI-generatedIFCI Limited's annual report for FY2025-26 highlights a standalone profit after tax (PAT) of ₹51.71 crore, up from ₹43.80 crore in the previous year, driven by higher dividend income. The report notes the company's focus on compliance with regulatory requirements, including SEBI and RBI guidelines, and mentions the establishment of risk management frameworks. It also outlines the company's participation in various government and industry initiatives, such as promoting Rajbhasha and engaging in CSR activities, though no CSR expenditure was allocated due to negative net profits. The report includes details on financial performance, risk management, and corporate governance practices.
- The company reported improved profitability, primarily due to higher dividend income.
- IFCI has established a dedicated Integrated Risk Management Department (IRMD) to ensure proper identification and management of risks.
- The company participated in initiatives promoting Rajbhasha and engaged in CSR activities, though no CSR expenditure was allocated due to negative net profits.
- The report mentions compliance with regulatory requirements, including SEBI and RBI guidelines.
- The company's operations are focused on a single business segment of financing, with no reportable segments under Ind AS 108.
Key takeaway: IFCI Limited's FY2025-26 report highlights improved profitability driven by higher dividend income, but also underscores significant risks including a low CRAR and ongoing litigation involving a subsidiary.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Auditor Qualification (3 items); Regulatory Action (3 items); Default / Covenant Breach (1 item); Investigation or enforcement mention (2 items)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Auditor Qualification
3 occurrencesRecent (last 12 months)
The auditor highlights an emphasis of matter regarding the recognition of interest income on Stage 3 assets and the negative CRAR of (-)18.78% as of 31.03.2026, citing RBI notification no. RBI/DOR/2025-26/345.
Earlier (1-3 years ago)
The Secretarial Auditor noted that the company did not have the required number of Independent Directors, including one Independent Woman Director, on its Board from April 1, 2024, to March 31, 2025.
Older (3+ years ago)
The Statutory Auditors provided for certain 'Emphasis of Matter' in their report on the Company's 2021-22 financial results.
Regulatory Action
3 occurrencesRecent (last 12 months)
NSE & BSE imposed a fine of ₹77,52,600 for non-compliance with SEBI (LODR) 2015 regarding the composition of the Board and Board-level committees due to the absence of the requisite number of Independent Directors, including a woman Independent Director.
Earlier (1-3 years ago)
The National Stock Exchange of India Limited and BSE Limited have levied monetary fines for non-compliance under Regulations 17, 18 & 19 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 for the quarters ended March 31, 2024; June 30, 2024; September 30, 2024 and December 31, 2024. The company has submitted replies and requested a waiver of fines and no further action.
Older (3+ years ago)
The company has been fined by the National Stock Exchange of India Limited and BSE Limited for non-compliance under Regulation 17/17(2A), 18, 19 & 20 of the SEBI (Listing Obligations and Disclosure requirements) Regulations, 2015. The company has submitted replies and requested a waiver of the fines and no further action.
Default / Covenant Breach
1 occurrenceOlder (3+ years ago)
IFCI Limited has a loan of 147 crore to Reliance Naval and Engineering Limited (RNVL) which defaulted, leading to initiation of Corporate Insolvency Resolution Process (CIRP) on 15 January 2020. Due to RNVL's default, IFCI dissenting in the resolution plan resulted in a potential recovery of only 28.14 crore against the outstanding amount of 147 crore.
Investigation or enforcement mention
2 occurrencesEarlier (1-3 years ago)
The company declared an instance of misappropriation of funds by a borrower involving Rs. 127.33 crore as fraud and reported it to RBI as per regulations.
Older (3+ years ago)
The account of IEDCL was declared as fraud by the Competent Authority on 23/06/2022, and the same was reported to RBI on 30/06/2022. 100% provision has been made on 30/06/2022.
Routine disclosures
Internal Control Weakness
1 occurrenceRecent (last 12 months)
The audit highlights a key audit matter related to the assessment of internal controls over the Company's IT systems, noting risks from improper segregation of duties or user access management controls that could undermine reliance on these systems for financial accounting and reporting.
Contingent Liability
3 occurrencesRecent (last 12 months)
The company has contingent liabilities including claims not acknowledged as debts, guarantees excluding financial guarantees, and export obligations under EPCG Licenses for the year ended 31 March, 2026.
Earlier (1-3 years ago)
IFCI Factors Limited, a subsidiary of IFCI Limited, has a contingent liability of ₹1.00 crore related to a tax demand from the Department of Trade and Taxes for FY 2018-19. The amount was not disclosed as a contingent liability in the financial statements, resulting in an understatement of contingent liabilities by ₹1.00 crore.
Older (3+ years ago)
The company has written off interest income of ₹1917.63 Crores (Net: ₹615.52 Crores) during the year. The write-off is decided on a case-to-case basis considering recovery possibilities, security, borrower status, and pending litigation.
Management & Board Governance
2 occurrencesEarlier (1-3 years ago)
Shri Manoj Mittal ceased to be MD & CEO (Executive Director) with effect from 27-07-2024.
Older (3+ years ago)
The CFO of Jangipur Bengal Mega Food Park Ltd. resigned, and the Tally data provided was deemed inauthentic for FY 21-22, affecting the valuation by Crest Valuations Ltd.
Promoter Share Pledge
1 occurrenceRecent (last 12 months)
4.47% of promoter holding pledged (quarter 2026-Q3 as of 2026-07-18).