Key takeaway: India Shelter Finance Corporation Limited's investor presentation for Q1FY27 reported a 24% year-on-year growth in Gross AUM, reaching Rs. 11,284 crore. The company transitioned to recognizing disbursements upon cheque realization, which temporarily impacted reported disbursements for the quarter. Profit after tax increased by 20% year-on-year to Rs. 143 crore, with a net income growth of 22% to Rs. 312 crore. The presentation highlighted a stable loan-to-value ratio of 52% and a credit cost of 0.5%. The company maintained a comfortable liquidity position with a buffer of Rs. 2,423 crore. Management emphasized a strong focus on technology, with 94% of collections processed digitally. The company plans to open 40-45 new branches in the financial year. Overall, the document provided a comprehensive overview of the company's financial performance and strategic initiatives.

Key takeaway: India Shelter Finance Corporation Limited held its Q4FY26 Earnings Conference Call on May 4, 2026, where management discussed the company's performance and the macroeconomic environment. Management reported that the Indian economy showed resilience despite global uncertainties, with strong domestic consumption and infrastructure-led growth. Key highlights included crossing Rs. 10,000 crore in assets under management (AUM) and achieving a 29% year-on-year growth in AUM to Rs. 11,044 crores. The company added 41 branches in the year and reported a profit after tax (PAT) of Rs. 138 crores for the quarter, a 27% increase year-on-year. Management set a goal of maintaining a loan growth of 25% to 30% over the next three years, aiming for Rs. 30,000 crores in AUM by 2030. The call concluded with management expressing confidence in their strategies and ongoing market engagement efforts.

Key takeaway: India Shelter Finance Corporation Limited's investor presentation reported on the audited financial results for the quarter and financial year ended March 31, 2026. The presentation highlighted a 29% year-on-year growth in gross assets under management (AUM) to Rs. 11,044 crore and a 33% increase in profit after tax (PAT) to Rs. 503.1 crore for FY26. The company maintained a loan-to-value (LTV) ratio of 52% and an average ticket size of Rs. 10 lakh. Operationally, India Shelter added 41 branches during the year, bringing the total to 307. The presentation emphasized a strong focus on technology, with 95% of collections processed digitally. The cost of funds improved by 50 basis points year-on-year to 8.2%, and the liquidity position was reported at Rs. 2,028 crore. The company also highlighted its commitment to corporate governance and social responsibility initiatives.

Key takeaway: India Shelter Finance Corporation Limited held its earnings conference call on February 9, 2026, to discuss its financial performance for the quarter ended December 31, 2025. Management reported a 31% year-on-year growth in gross managed assets, reaching Rs. 10,365 crores, and an 11% increase in disbursements to Rs. 977 crores. The company noted a reduction in the repo rate by the RBI, which management viewed as supportive for the housing market. Profit after tax for the quarter was Rs. 128 crores, reflecting a 33% year-on-year growth. Management highlighted the introduction of digital sourcing channels, aiming to increase their contribution to disbursements. Asset quality metrics showed gross Stage-3 loans at 1.5%. Management reiterated guidance for branch openings and loan growth, projecting a 30% growth in AUM for the next financial year. The call concluded with management expressing optimism about future performance.

Key takeaway: India Shelter Finance Corporation Limited's investor presentation for the quarter and nine months ended December 31, 2025, reported a 31% year-on-year growth in Gross Managed Assets, reaching Rs. 10,365 crore. The company maintained a loan-to-value ratio of 52% and an average ticket size of Rs. 10 lakhs. It expanded its branch network by adding 35 branches year-to-date, totaling 301 locations. The presentation highlighted a focus on technology, with 95% of collections processed digitally. Profit after tax increased by 33% year-on-year to Rs. 128 crore in Q3FY26. The cost of funds improved to 8.3%, and the company reported a comfortable liquidity position of Rs. 1,818 crore. Asset quality metrics showed Gross Stage 3 assets at 1.5%. The company emphasized its commitment to serving underserved segments, with a significant portion of borrowers being first-time mortgage applicants and women.