Key takeaway: OnEMI Technology Solutions Limited (Kissht) held its Q1 FY27 Earnings Conference Call on July 30, 2026, discussing its unaudited financial results for the quarter ended June 30, 2026. Management reported a 33% year-on-year growth in registered users, reaching 74.6 million, and a 61% increase in Assets Under Management (AUM) to INR 8,001 crores. Profit after tax rose by 59% year-on-year to INR 95 crores. Management emphasized a disciplined approach to risk management, noting a decrease in credit costs to 6.80% of average AUM. They highlighted the importance of technology in underwriting and collections, with AI playing a significant role. The company also discussed its strategy to expand its product offerings, particularly in loan against property and mutual fund distribution. Management expressed confidence in sustaining growth while maintaining asset quality and profitability.

Key takeaway: OnEMI Technology Solutions Limited's investor presentation detailed the unaudited financial results for the quarter ended June 30, 2026. Management highlighted that the company achieved a significant milestone by listing on the NSE and BSE in May 2026. The presentation reported that Assets Under Management (AUM) reached ₹8,001 crore, reflecting a 61% year-over-year increase and a 13% quarter-over-quarter increase. Profit After Tax (PAT) grew by 59% year-over-year to ₹95 crore. The company reported a Gross Non-Performing Asset (GNPA) ratio of 2.25%, showing a 139 basis points improvement year-over-year. Management emphasized a disciplined approach to cost management and capital efficiency, with a focus on enhancing shareholder value. The document also outlined the company's risk management framework and technological advancements in underwriting and collections.

Key takeaway: OnEMI Technology Solutions Limited (Kissht) held its Earnings Conference Call on May 29, 2026, to discuss its financial performance for Q4 FY26 and the full financial year. Management highlighted that the company achieved a 73% year-on-year growth in Assets Under Management (AUM), reaching ₹7,066 crore, and a 52% increase in Profit After Tax (PAT) for the quarter. The company reported a total income of ₹2,209 crore for FY26, up 63% year-on-year. Management emphasized the importance of maintaining asset quality, noting a reduction in Gross Non-Performing Assets (GNPA) from 2.89% to 2.12%. They discussed the use of advanced AI and machine learning models in underwriting and collections, which have improved risk assessment capabilities. Management also mentioned a strategic focus on high-quality customer segments and a balanced funding structure. The call concluded with management expressing commitment to long-term growth and stability.

Key takeaway: OnEMI Technology Solutions Limited, in its investor presentation dated May 28, 2026, reported its audited financial results for the quarter and financial year ending March 31, 2026. The presentation highlighted significant growth, with Assets Under Management (AUM) increasing by 73% year-over-year to ₹7,066 crore. Profit After Tax (PAT) rose by 75% year-over-year to ₹281 crore. The company noted improvements in asset quality, with Gross Non-Performing Assets (GNPA) decreasing to 2.1%. Management emphasized the strength of its governance and risk management framework, which helped navigate challenges in the sector. The presentation also outlined disciplined priorities for cost management and customer selection, aiming for further growth in the upcoming year. The company underscored its technology-driven approach, leveraging AI/ML for underwriting and collections, and highlighted its strategic partnerships and market positioning.