LICI · Life Insurance Corporation Of India · Insurance (Life)
LICI · Life Insurance Corporation Of India · Insurance (Life)
As of 05 Nov close
52-week range
56.5% below 52-week high
52-week range: as of 05 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 52 days old
Revenue (latest Q)
₹2,40,504 Cr
Revenue YoY
PAT YoY
+24.0%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
2.9
P/S (TTM)
0.5
Sector P/E
12.1
Dividend yield
0.0%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| LICI (this stock) | 6.5 | 2.9 | +6.0% | +34.0% | 0 | 0.0% |
| Bajaj Finserv | 28 | 4 | +6.5% | +13.0% | 5.52 | +0.1% |
| HDFC Life Insurance Company | 62.7 | 6.9 | +1.9% | +10.8% | 17.46 | +0.4% |
| Aditya Birla Capital | 25 | 3.1 | +8.6% | +11.9% | 5.22 | 0.0% |
Promoter
stable
FII
rising 1q
MF
0.84% (-0.10pp)
falling 3q
Insider trades
| Date | Insider | Type | Qty | Value |
|---|---|---|---|---|
| 05 Aug 2026 | President of India acting through and represented by Minstry of Finance | SELL | 82,23,33,558 | ₹31,552 Cr |
Bulk/block deals
No bulk/block deals in the last 12 months.
News timeline
No related news.
Concalls & investor presentations
AI-generatedKey takeaway: The investor presentation by Life Insurance Corporation of India (LIC) on February 5, 2026, provided a comprehensive overview of the company's performance for the nine months ending December 31, 2025. Management reported that LIC remains the largest life insurer in India and the fourth largest globally, with a market share of 57.07% in premium and 63.13% in policies. Total premium income for 9M FY26 was INR 3,71,293 crore, an increase from INR 3,40,563 crore in the previous year. The presentation highlighted a growth in individual new business premium and renewal premium, alongside a claim settlement ratio of 98.24%. Management also noted the introduction of new products and a focus on enhancing operational efficiencies through technology. Key focus areas included increasing the share of non-participating products and expanding distribution channels. The presentation emphasized LIC's commitment to social responsibility and sustainable development goals.
Management highlighted growth in key performance metrics and ongoing initiatives to enhance operational efficiency.
Sourced from an exchange-filed presentation, dated 05 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.
AI Summary of Annual Report
AI-generatedLife Insurance Corporation of India (LICI) reported strong financial performance in FY2025-26, with significant growth in new business premiums, renewal premiums, and total income. The company issued bonus shares in a 1:1 ratio, increasing its equity share capital to ₹12,649.99 crore. Key risks include compliance issues with SEBI regulations regarding independent directors and potential contingent liabilities related to tax disputes and pension obligations. The company also faces ongoing regulatory scrutiny and potential penalties from tax authorities.
- LICI achieved significant growth in new business premiums, renewal premiums, and total income in FY2025-26.
- The company issued bonus shares in a 1:1 ratio, increasing equity share capital to ₹12,649.99 crore.
- Non-compliance with SEBI regulations on independent directors and potential contingent liabilities from tax disputes and pension obligations are key risks.
Key takeaway: LICI demonstrated strong financial performance in FY2025-26 but faces regulatory compliance risks and contingent liabilities that could impact future financial stability.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Default / Covenant Breach (1 item)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Default / Covenant Breach
1 occurrenceRecent (last 12 months)
The excerpt mentions the review of reasons for substantial defaults in the payment to the shareholders, indicating an actual default or covenant breach.
Routine disclosures
Contingent Liability
2 occurrencesRecent (last 12 months)
The Corporation has material uncertain tax positions and disputes pending at various levels of tax authorities, involving significant judgment to determine possible outcomes.
Earlier (1-3 years ago)
The Corporation has disputes pending at various levels of tax authorities over the past several years, involving material uncertain tax positions with significant judgment required to determine possible outcomes.
Related-Party Transaction
2 occurrencesRecent (last 12 months)
The company had transactions with related parties, which have been identified by the management as per the requirements of the Accounting Standard (AS) 18, 'Related Party Disclosures'. Details of these related parties, nature of the relationship, transactions entered into with them and the balances in related party accounts are disclosed.
Earlier (1-3 years ago)
The company proposes transactions with IDBI Bank Limited, a related party, including loans/advances or investments, requiring member approval. The transactions may exceed materiality thresholds and involve renewals, extensions, or modifications of existing arrangements.