MANBA · Manba Finance Ltd · Consumer Financial Services
MANBA · Manba Finance Ltd · Consumer Financial Services
As of 05 Nov close
52-week range
7.6% below 52-week high
52-week range: as of 05 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 52 days old
Revenue (latest Q)
₹93 Cr
Revenue YoY
PAT YoY
+36.0%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
1.6
P/S (TTM)
1.9
Sector P/E
24.3
Dividend yield
+0.9%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| MANBA (this stock) | 14.1 | 1.6 | +13.8% | +11.9% | 3.8 | +0.9% |
| Bajaj Finance | 30.8 | 5.7 | +23.8% | +17.8% | 3.22 | +0.5% |
| Shriram Finance | 18.4 | 3.6 | +22.8% | +17.2% | 3.8 | +1.1% |
| Jio Financial Services | 95.5 | 1.2 | +49.8% | Not available from data source | 11.81 | +0.2% |
Promoter
stable
FII
rising 1q
MF
Not available from data source
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
| canonicalSymbol | date | buy quantity | buyer count | deal strength | deal types present |
|---|---|---|---|---|---|
| MANBA | 2026-07-21 | 355000 | 1 | STRONG | BULK |
News timeline
No related news.
Concalls & investor presentations
AI-generatedKey takeaway: Manba Finance Limited (MANBA) presented its un-audited standalone financial results for the quarter and half year ended September 30, 2026. The company reported a 20.7% growth in AUM to INR 18,108 Mn, with a 39.29% CAGR over three years. Net Interest Income (NII) grew by 37.5% to INR 938 Mn in H1-FY27, supported by a 12.28% Net Interest Margin and a 22.16% Average Yield on AUM. The company achieved a 27.7% growth in PAT to INR 270 Mn, with a Return on Equity (ROE) of 11.65% and a Return on Assets (ROA) of 2.63%. Disbursements increased by 23.7% to INR 4,928 Mn, while the dealer network expanded to 1,932 partners. The company reported a Net NPA of 2.19% and a Provision Coverage Ratio of 26.00%. Strategic initiatives include geographic expansion into new markets, diversification into used vehicle financing, and technology-driven operations with a focus on AI and digitization. The company also raised INR 1,000 Mn through a preferential issue to strengthen its capital base. The presentation highlights Manba's strong distribution network, low NPA ratios, and growth in secured AUM, supported by a CARE rating of A- (Stable Outlook).
The presentation highlights strong growth in AUM, NII, and PAT, along with improved credit ratings and strategic expansion, indicating a positive outlook.
Sourced from an exchange-filed presentation, dated 28 Oct 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: During the earnings conference call held on July 28, 2026, management provided an overview of Manba Finance Limited's performance for Q1 FY27. The company reported a net interest income of INR 42 crores, a 36% year-on-year increase, and a profit after tax of INR 13 crores, also up 36% year-on-year. The asset under management reached INR 1,731 crores, reflecting a 22% year-on-year growth. Management highlighted the expansion into South India through a partnership with Sreesastha and the introduction of new products, including MSME loans and battery replacement financing for electric vehicles. The company declared an interim dividend of INR 0.25 per share, indicating a commitment to shareholder value. Management set a goal of 35% to 40% growth in AUM for the current financial year, emphasizing a diversified lending portfolio and strong asset quality with a gross NPA of 3.41%.
Management emphasized growth and operational momentum throughout the discussion.
Sourced from an exchange-filed transcript, dated 30 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The investor presentation from Manba Finance Limited, dated July 28, 2026, provided an overview of the company's unaudited standalone financial results for the quarter ending June 30, 2026. The presentation highlighted that Manba Finance is a non-banking financial company (NBFC) specializing in tailored financial solutions for two-wheelers, three-wheelers, used cars, and MSME loans. The company reported an Assets Under Management (AUM) of INR 17,308 million, with 95% of this being secured. Key financial metrics included a net interest income of INR 416 million and a profit after tax of INR 133 million, reflecting a 35.7% growth year-over-year. The company emphasized its strong distribution network, with over 1,700 dealers and a workforce of nearly 2,000 employees. Additionally, the presentation outlined strategic expansions into new markets and product diversification efforts, particularly in the MSME sector.
The presentation emphasized growth and strategic expansion initiatives.
Sourced from an exchange-filed presentation, dated 28 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The earnings conference call for Manba Finance Limited on May 19, 2026, discussed the company's financial performance for the fourth quarter and full year ended March 31, 2026. Management reported a 34% year-on-year growth in net interest income for the quarter, reaching INR 50 crore, and a 39% increase in profit after tax to INR 11 crore. For the full year, net interest income grew by 24% to INR 162 crore, with profit after tax at INR 45 crore, up 20% year-on-year. The company highlighted its operational expansion, including a strategic MOU with TVS Motor Company and a focus on diversifying its loan portfolio beyond 2-Wheelers. Management noted a strong asset quality with gross NPA at 3.33% and net NPA at 2.46%. The call concluded with management expressing confidence in sustainable growth and shareholder value creation.
Management emphasized strong financial performance and operational growth.
Sourced from an exchange-filed transcript, dated 20 May 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The investor presentation from Manba Finance Limited, dated May 19, 2026, provided an overview of the company's audited standalone financial results for the fiscal year ending March 31, 2026. The presentation highlighted that Manba Finance is a non-banking financial company (NBFC) specializing in tailored financial solutions for two-wheelers, three-wheelers, used cars, small business loans, and personal loans. Key financial metrics included a total assets under management (AUM) of INR 17,127 million, a net interest income of INR 1,616 million, and a profit after tax (PAT) of INR 454 million, reflecting a year-on-year growth of 20.1%. The company reported a gross non-performing asset (GNPA) ratio of 3.33% and a net NPA (NNPA) ratio of 2.46%. The presentation also detailed the company's expansion efforts, including a growing dealer network and strategic partnerships, particularly with TVS Motor Company for financing three-wheelers.
Management emphasized growth and expansion in various financial metrics and operational areas.
Sourced from an exchange-filed presentation, dated 19 May 2026. Summary is RedixFi-generated and distinct from investment advice.
AI Summary of Annual Report
AI-generatedManba Finance Limited's annual report for FY2025-26 highlights its strategic focus on responsible lending, customer-centricity, and operational excellence. The company emphasizes geographic expansion, strengthening its distribution network, leveraging technology for customer experience, and maintaining disciplined risk management. It also underscores the importance of trust with stakeholders and its commitment to sustainable value creation and financial inclusion. The report mentions improved profitability, stronger returns, and a focus on profitable growth while preserving asset quality and building a resilient institution.
- Strategic emphasis on responsible lending, customer-centricity, and operational excellence.
- Focus on geographic expansion, strengthening distribution networks, and leveraging technology for customer experience.
- Commitment to disciplined risk management and maintaining asset quality while pursuing growth.
- Improved profitability with higher Return on Equity and Return on Assets.
- Strengthening trust with stakeholders and commitment to sustainable value creation.
Key takeaway: Manba Finance Limited is focused on responsible lending, customer-centric strategies, and operational resilience while emphasizing sustainable value creation and financial inclusion through geographic expansion and technological innovation.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Regulatory Action (1 item)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Regulatory Action
1 occurrenceEarlier (1-3 years ago)
The company received fines from BSE and NSE for non-compliance with Regulation 52 (Financial Results) and Regulation 17(1) (Board of Directors Composition). The fines amounted to Rs. 36,580 for Regulation 52 and Rs. 5900 and Rs. 454300 each from BSE and NSE for Regulation 17(1). The company has paid the fines.
Routine disclosures
Related-Party Transaction
1 occurrenceEarlier (1-3 years ago)
The company has entered into related-party transactions with entities where directors are partners, including Nirvan Vastu Developers LLP, Celebrity Buildcon LLP, Manba Fincorp Private Limited, and Riders Autoservices Private Limited, involving loans, repayments, and reimbursements.