Key takeaway: One MobiKwik Systems Limited provided a revised investor presentation detailing its financial results for the quarter ended June 30, 2026. The presentation highlighted that the company serves over 192.8 million registered users and 5.02 million merchant partners. Key metrics included a gross merchandise value (GMV) of ₹587 billion, a revenue of ₹2,081 million, and a gross profit of ₹777 million for Q1 FY27. The company reported a 50% year-over-year growth in GMV and a gross margin of 37%. The lending business is transitioning to a wholly-owned subsidiary, MobiKwik Distribution Services Private Limited, following regulatory approvals. The presentation also emphasized improvements in credit quality and a significant increase in repeat customers, which rose to 60%. Overall, the company reported a profit after tax of ₹76 million, marking a positive shift from a loss in the previous year.

Key takeaway: One MobiKwik Systems Limited provided an investor presentation detailing its financial results for the quarter ended June 30, 2026. The company reported a registered user base of 192.8 million and 5.02 million merchant partners. Key metrics included a gross merchandise value (GMV) of ₹587 billion, a revenue of ₹2,081 million, and a gross profit of ₹777 million, resulting in a gross margin of 37%. The presentation highlighted the company's strong growth in UPI transactions, which increased by 130% year-over-year, significantly outpacing the industry average. MobiKwik also noted improvements in its lending business, with a focus on risk management and customer retention. The company achieved profitability with a positive PAT of ₹76 million, marking a turnaround from a loss of ₹419 million in the previous year. The document emphasized ongoing efforts to enhance user acquisition and expand its service offerings.

Key takeaway: Management reported that Q4 FY26 was a landmark quarter for One MobiKwik Systems Limited, marking back-to-back profitable quarters. The company achieved an EBITDA near break-even, with a total swing of INR 742 million from the previous year. The payments GMV reached an all-time high of INR 524 billion, reflecting a 58% year-over-year improvement. Management highlighted that they remain the largest wallet in India by GTV and the second fastest growing UPI app. The financial services business reported its highest quarterly gross margin at 59%. Management set a goal of focusing on four new growth engines, including merchant payments and the establishment of an NBFC. They emphasized a disciplined approach to profitability and indicated that investments would continue to be made in growth areas while maintaining baseline profitability. The earnings call concluded with management expressing confidence in the company's future growth trajectory.

Key takeaway: One MobiKwik Systems Limited's investor presentation for the financial year ending March 31, 2026, highlighted a profitable core business with a significant EBITDA swing of ₹74 crore. The company reported a 4.8x growth in GMV over two years, achieving a gross margin of 39% in Q4 FY26. Management emphasized the growth of its consumer payments and lending segments, with a focus on responsible lending and improved risk metrics. The presentation outlined plans to scale core operations and develop four new growth engines, including offline and online merchant acquiring and enhanced lending capabilities through a newly approved NBFC. The company also secured three new licenses in the past year, reinforcing its governance and compliance framework. Overall, the document indicated a strong performance and strategic focus on sustainable growth and profitability.

Key takeaway: In the earnings call for Q3 FY '26, management reported that One MobiKwik Systems achieved both EBITDA and PAT profitability, fulfilling its commitment to turn profitable in the second half of FY '26. The total value of payments processed (GMV) reached Rs. 481 billion, marking a 63% year-on-year growth. UPI transactions grew significantly, with a 220% increase year-on-year. The financial services segment also saw growth, with personal loan disbursals reaching Rs. 900 crores, a 126% year-on-year increase. Management highlighted improvements in credit quality and collection efficiency, leading to a gross profit of Rs. 372 million in financial services. Consolidated total income rose 8% year-on-year to Rs. 2,972 million, with a significant increase in contribution profit. Management emphasized a cautious approach to growth, focusing on sustainable profitability rather than aggressive expansion.

Key takeaway: One MobiKwik Systems Limited's investor presentation for the quarter ended December 31, 2025, highlighted significant growth in various financial metrics. The company reported a 76% year-over-year increase in contribution profit and achieved profitability with a net profit of INR 40 million. The presentation noted a 21% quarter-over-quarter growth in customer-initiated UPI GMV, reaching INR 209.6 billion, and emphasized the company's position as one of the top five fastest-growing UPI apps in India. Management discussed improvements in governance, including the appointment of new independent directors to strengthen oversight. The financial services segment showed a turnaround with a 405% year-over-year increase in gross profits, driven by enhanced credit quality and collection efficiency. Overall, the presentation indicated a focus on sustainable growth and profitability across its business segments.