NORTHARC · Northern Arc Capital Ltd · Consumer Financial Services
NORTHARC · Northern Arc Capital Ltd · Consumer Financial Services
As of 05 Nov close
52-week range
15.8% below 52-week high
52-week range: as of 05 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 52 days old
Revenue (latest Q)
₹773 Cr
Revenue YoY
PAT YoY
+41.1%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
1.2
P/S (TTM)
1.8
Sector P/E
24.3
Dividend yield
0.0%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| NORTHARC (this stock) | 11 | 1.2 | +16.2% | +11.3% | 3.15 | 0.0% |
| Bajaj Finance | 30.8 | 5.7 | +23.8% | +17.8% | 3.22 | +0.5% |
| Shriram Finance | 18.4 | 3.6 | +22.8% | +17.2% | 3.8 | +1.1% |
| Jio Financial Services | 95.5 | 1.2 | +49.8% | Not available from data source | 11.81 | +0.2% |
Promoter
Not available from data source
FII
rising 1q
MF
0.19% (-0.57pp)
falling 2q
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
| date | canonicalSymbol | buy quantity | buyer count | deal strength | deal types present |
|---|---|---|---|---|---|
| 2026-08-31 | NORTHARC | 16206059 | 9 | WEAK | BULK |
News timeline
- mediumcorporate actionthehindubusinessline.com· 04 Nov 2026, 10:05 pmQ2 Results Today Highlights: BSE, Apollo Hospitals, Sundaram Finance post higher profit in Q2; Biocon, Zydus Life profit declines
- lowthehindubusinessline.com· 04 Nov 2026, 09:28 amQ2 Results 04th Nov Live: BSE, Cummins, Zydus Lifesciences, Apollo, Lenskart, Nykaa, Aurobindo Pharma, NHPC, Dabur, Torrent Power, Biocon, Sundaram Finance, Premier Energies, Physicswallah to announce
- loweconomictimes.indiatimes.com· 04 Oct 2026, 01:52 pmET Alpha Wealth Summit 2.0: Date, venue, speakers, agenda and registration
Concalls & investor presentations
AI-generatedKey takeaway: The document is a transcript of the earnings conference call held by Northern Arc Capital Limited on July 27, 2026, regarding the financial results for the quarter ended June 31, 2026. It references a prior intimation letter dated July 21, 2026, in compliance with SEBI regulations. The transcript is accessible through a provided link and is also available on the company's website. Prakash Chandra Panda, the Company Secretary and Compliance Officer, signed the document, which was submitted to both the BSE and the National Stock Exchange of India.
The document presented factual information regarding the earnings conference call and compliance with regulatory requirements.
Sourced from an exchange-filed transcript, dated 03 Aug 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The investor presentation by Northern Arc Capital Limited detailed the company's unaudited financial results for the first quarter ended June 30, 2026. Key highlights included a 26% year-on-year growth in total assets under management (AUM) to INR 16,855 crore, with a significant milestone of crossing INR 10,000 crore in direct-to-customer AUM. The presentation reported a profit after tax of INR 114 crore, marking the highest Q1 profit in the company's history. Management noted a net interest income of INR 394 crore, reflecting a 32% increase year-on-year. The company maintained a net non-performing asset (NPA) ratio of 0.5% and a credit cost of 2.6%. Additionally, Northern Arc received an outstanding ESG impact rating of 81 from ICRA, highlighting its commitment to sustainable growth and financial inclusion. The presentation also outlined the company's robust technology stack and strong liability franchise, emphasizing its focus on underserved households and businesses.
Management highlighted significant growth and achievements in financial performance and sustainability.
Sourced from an exchange-filed presentation, dated 27 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: During the earnings conference call held on May 8, 2026, management reported that Northern Arc Capital achieved a record quarterly profit of INR 133 crores, contributing to a total profit of INR 406 crores for FY26, reflecting a 33% year-on-year increase. The company's assets under management (AUM) grew by 22% year-on-year to INR 16,594 crores, driven by a significant increase in the direct-to-customer segment, which now constitutes 59% of total AUM. Management highlighted a disciplined growth strategy, maintaining net non-performing assets (NPA) below 1% and achieving a net interest margin of 9.4%. The call also discussed the company's focus on risk management and the positive impact of recent regulatory changes on profitability. Overall, management expressed confidence in sustaining growth momentum despite macroeconomic challenges.
Management emphasized strong financial performance and growth strategies.
Sourced from an exchange-filed transcript, dated 14 May 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The document is a formal communication from Northern Arc Capital Limited to BSE Limited and the National Stock Exchange of India, dated February 6, 2026. It references the earnings conference call held on January 30, 2026, regarding the third quarter results for the period ending December 31, 2025. The document provides a link to access the transcript of the call and mentions that the information is also available on the company's website. The communication is signed by Prakash Chandra Panda, the Company Secretary and Compliance Officer.
The document presented factual information regarding the earnings conference call and related disclosures.
Sourced from an exchange-filed transcript, dated 06 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.
Governance disclosures
AI-generatedNeeds attention
Regulatory Action (2 items); Default / Covenant Breach (2 items)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Regulatory Action
2 occurrencesRecent (last 12 months)
The company was fined INR 4,40,140 by BSE in FY 2024-25 for non-compliance with SEBI Listing Regulations, including delay in intimation of Board Meeting, non-submission of unaudited financial results, and non-disclosure of security details for secured listed NCDs.
Earlier (1-3 years ago)
The company was fined INR 4,46,040 by BSE on September 30, 2024 for multiple violations including delayed intimation of board meetings, non-submission of unaudited financial results, and non-disclosure of security details related to secured listed NCDs for the quarter ended June 2024.
Default / Covenant Breach
2 occurrencesRecent (last 12 months)
Northern Arc Capital Limited has overdue loans aggregating to ₹18,439.31 lakhs as at 31 March 2026, with 37,342 loans overdue for more than 90 days.
Earlier (1-3 years ago)
The company is considering a proposed wilful defaulter for a personal hearing as per RBI Circular.
Routine disclosures
Contingent Liability
2 occurrencesRecent (last 12 months)
The company has contingent liabilities related to income tax matters for the assessment years 2014-15 and 2017-18, with specific references to notes 1 and 2 in the financial statements.
Earlier (1-3 years ago)
The company is involved in various litigation and arbitration due to its regulatory and legal environment, which carries a heightened element of litigation risk inherent to its operations.
Related-Party Transaction
2 occurrencesRecent (last 12 months)
The company transferred funds to its CSR arm, the Northern Arc Foundation, which is a related party, as part of its CSR activities.
Earlier (1-3 years ago)
The company has disclosed transactions with Northern Arc Investment Managers Private Limited, a related party, including fee income during the year ended 31 March 2025.