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RBLBANK · RBL Bank Ltd · Regional Banks

RBLBANK · RBL Bank Ltd · Regional Banks

₹379+1.8%

As of 06 Nov close

52-week range

52wk low ₹287.252wk high ₹429.6

11.8% below 52-week high

52-week range: as of 06 Nov 2026 close.

Price chartDaily closes on the stock page.

Stock Condition:Pro

Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.

Full signal detail →

Fundamentals as of 15 Sep 2026 · the company's own latest record is 53 days old

Revenue (latest Q)

Not available from data source

Revenue YoY

PAT YoY

+9.3%

Operating margin

Revenue, last 8 quarters

P/E (TTM)

P/B

3.8

P/S (TTM)

6.1

Sector P/E

10.2

Dividend yield

+0.2%

Source: Yahoo Finance, as of 29 Oct 2026

CompanyP/EP/BNet marginROED/EDiv. yield
RBLBANK (this stock)26.43.8+10.7%+2.8%1+0.2%
HDFC Bank15.51.8+25.6%+13.7%0.93+1.8%
ICICI Bank17.52.6+25.9%+16.0%0.59+0.9%
State Bank of India111.4+21.4%+15.4%1.32+1.8%

Promoter

stable

FII

rising 1q

MF

14.29% (-0.60pp)

falling 2q

Insider trades

No insider trades in the last 12 months.

Bulk/block deals

No bulk/block deals in the last 12 months.

News timeline

Concalls & investor presentations

AI-generated
Concall transcriptNeutral16 Oct 2026
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Key takeaway: The transcript of RBL Bank Limited's earnings call held on October 12, 2026, is available on the bank's website. The call discussed the financial results for the quarter and half year ended September 30, 2026. The document does not provide specific details about the results, management commentary, or strategic direction discussed during the call. The transcript was submitted in compliance with SEBI regulations and is accessible at the provided URL. The document includes standard corporate contact information, regulatory filings, and digital signature details.

The summary presents factual information about the availability of the transcript and compliance with regulations without indicating positive or negative sentiment.

Sourced from an exchange-filed transcript, dated 16 Oct 2026. Summary is RedixFi-generated and distinct from investment advice.

Investor presentationPositive12 Oct 2026
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Key takeaway: The investor presentation for RBL Bank Limited for the quarter ended September 30, 2026, highlights strong financial performance. Net Interest Income (NII) grew 37% YoY to Rs.21.31 bn, with a Net Interest Margin (NIM) of 4.61%. Core Fee Income increased 12% YoY to Rs.10.40 bn. Operating Profit rose 92% YoY to Rs.13.96 bn, and Net Profit surged 170% YoY to Rs.4.82 bn. Loan growth was robust, with Net Advances rising 42% YoY to Rs.1,423.14 bn, driven by a 56% YoY increase in Wholesale advances and a 32% rise in Retail advances. Deposits grew 34% YoY, with Average CASA Deposits increasing 5% YoY to Rs.325.04 bn. Capital adequacy ratios were 30.1% (CRAR) and 29.0% (CET-1) as of September 30, 2026. Asset quality improved, with Gross NPA down 131 bps YoY to 1.02% and Net NPA at 0.29%. The presentation also details the bank's digital banking initiatives, ESG commitments, and corporate social responsibility efforts, including a focus on financial inclusion and sustainability. The bank reported a 34% YoY growth in Average Deposits to Rs.1,352.14 bn and a 24% YoY increase in Average CASA ratio to 24.04%. The bank's branch network expanded, with 1,326 BC branches and 422 ATMs, serving 15.05 million customers across 600+ districts. The presentation includes historical performance data showing consistent growth in deposits, advances, and net worth over the years, along with improvements in profitability and asset quality.

The document emphasizes strong financial growth, improved asset quality, and strategic initiatives in digital banking and ESG, reflecting a positive outlook.

Sourced from an exchange-filed presentation, dated 12 Oct 2026. Summary is RedixFi-generated and distinct from investment advice.

Investor presentationPositive03 Sept 2026
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Key takeaway: The investor presentation for RBL Bank Limited, dated August 2026, outlines the company's financial performance, strategic initiatives, and operational highlights. The document emphasizes India's structural growth opportunities, including a young workforce, expanding credit markets, and increasing internet adoption. RBL Bank highlights its strong strategic shareholder, Emirates NBD, which holds a 60% stake following a USD 2.75 billion capital infusion. The bank reports robust financial metrics, including a CET1 ratio of 32.2%, a CRAR of 33.3%, and a net NPA of 0.37%. It also showcases a diversified loan book with 45% in wholesale and 55% in retail segments. The presentation details the bank's digital transformation, with 97 million average monthly transactions and 1.1 million UPI handles issued. RBL Bank's balance sheet shows total assets of USD 19.665 billion as of June 2026, with deposits reaching USD 13.229 billion. The bank has received strong credit ratings, including Baa2 from Moody's and AAA from domestic agencies. The document also outlines ESG commitments, including Management has stated a target for carbon-neutral operations by FY2034 and a reduction in coal-based power financing. The presentation concludes with standalone financial statements showing net profit of USD 27 million for Q1 FY2027.

The document highlights strong financial performance, strategic investments, and positive growth indicators.

Sourced from an exchange-filed presentation, dated 03 Sept 2026. Summary is RedixFi-generated and distinct from investment advice.

Concall transcriptNeutral22 Jul 2026
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Key takeaway: RBL Bank Limited submitted a transcript of its earnings call held on July 17, 2026, regarding the financial results for the quarter ended June 30, 2026. The document indicated that the transcript is available on the bank's website, in compliance with SEBI regulations. The communication was signed by Niti Arya, the Company Secretary, and addressed to BSE Limited and the National Stock Exchange of India Limited, providing relevant contact information and regulatory details.

The document presented factual information regarding the earnings call and compliance with regulations.

Sourced from an exchange-filed transcript, dated 22 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.

Investor presentationPositive17 Jul 2026
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Key takeaway: RBL Bank Limited's investor presentation dated July 17, 2026, provided an overview of the bank's unaudited standalone financial results for the quarter ended June 30, 2026. The presentation highlighted a net profit of Rs. 2.54 billion, with a 12% year-on-year growth in net interest income to Rs. 16.54 billion. Advances grew by 23% year-on-year, reaching Rs. 1,162.23 billion, while overall deposits increased by 24% year-on-year to Rs. 1,293.62 billion. The bank's capital adequacy ratio stood at 33.3%, with a gross non-performing asset (GNPA) ratio of 1.30%. The presentation also noted the significant capital infusion of approximately USD 2.75 billion from Emirates NBD Bank, which acquired a 60% stake in RBL Bank. Additionally, the bank reported a stable asset quality and a healthy growth trajectory in both retail and wholesale segments.

Management emphasized strong financial performance and growth metrics.

Sourced from an exchange-filed presentation, dated 17 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.

Concall transcriptNeutral28 Apr 2026
View source filing →

Key takeaway: RBL Bank Limited submitted a transcript of its earnings call held on April 25, 2026, regarding the financial results for the quarter and financial year ended March 31, 2026. The document indicated that the transcript is available on the bank's website, in compliance with SEBI regulations. The communication was signed by Niti Arya, the Company Secretary, and addressed to BSE Limited and the National Stock Exchange of India Limited, providing relevant contact information and details about the bank's registered office.

The document presented factual information regarding the earnings call and compliance with regulations.

Sourced from an exchange-filed transcript, dated 28 Apr 2026. Summary is RedixFi-generated and distinct from investment advice.

Investor presentationPositive25 Apr 2026
View source filing →

Key takeaway: RBL Bank Limited's investor presentation for the quarter and financial year ended March 31, 2026, reported a net profit of Rs. 230 crore for Q4 FY26, with a 7% year-on-year growth in net interest income (NII) to Rs. 1,671 crore and a net interest margin (NIM) of 4.41%. Core fee income also increased by 9% year-on-year to Rs. 1,057 crore. Total business grew by 24% year-on-year to Rs. 253,250 crore, with advances rising by 23% year-on-year to Rs. 114,232 crore. The bank's overall deposits grew by 25% year-on-year to Rs. 139,018 crore, with CASA deposits increasing by 23% year-on-year. The capital adequacy ratio stood at 14.25% and gross non-performing assets (GNPA) decreased to 1.45%. The presentation emphasized a stable asset quality and a healthy capital position.

Management highlighted strong growth in key financial metrics and stable asset quality.

Sourced from an exchange-filed presentation, dated 25 Apr 2026. Summary is RedixFi-generated and distinct from investment advice.

AI Summary of Annual Report

AI-generated
FY2025-26308 pages

RBL Bank Limited reported a net total income of ₹10,481 crore and a net profit of ₹822 crore for FY2025-26, reflecting growth from the previous year's ₹10,269 crore income and ₹695 crore profit. The bank has a strong capital base with an AAA rating from ICRA and CRISIL, indicating low credit risk. The bank has no significant regulatory or legal actions impacting its going concern status, and it has a robust risk management framework. The bank also has a strategic investment from Emirates NBD and is focusing on growth in various segments like retail, corporate, and digital banking.

  • Net total income of ₹10,481 crore and net profit of ₹822 crore for FY2025-26.
  • AAA credit ratings from ICRA and CRISIL for the bank's deposits and bonds.
  • No significant regulatory or legal actions impacting going concern status.
  • Robust risk management framework and compliance with RBI and SEBI regulations.
  • Strategic investment from Emirates NBD and focus on growth in retail, corporate, and digital banking segments.

Key takeaway: RBL Bank Limited demonstrates strong financial performance with increased profitability and robust credit ratings, supported by strategic investments and effective risk management, with no significant regulatory or legal issues impacting its operations.

The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.

Filed with NSE · 07 Aug 2026View source filing →

Governance disclosures

AI-generated

Needs attention

Regulatory Action (3 items); Investigation or enforcement mention (2 items)

Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.

Regulatory Action

3 occurrences

Recent (last 12 months)

Annual Report07 Aug 2026 (FY2025-26)· 2 passages
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RBI imposed a penalty of ₹11,850 during the current year for non-exchange of a mutilated note and short notes detected in CVPS.

Earlier (1-3 years ago)

Annual Report30 Aug 2025 (FY2024-25)· 3 passages
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RBI imposed a penalty of ₹6,151,150/- on the Bank during the current year for non-compliance with RBI directions, discrepancies in CVPS, and shortages in soiled notes and remittances.

Annual Report13 Jul 2024 (FY2023-24)
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RBI imposed a penalty of ₹6,484,700/- during the current year for non-compliance with RBI directions, discrepancies in branch operations, and shortages in soiled notes and remittances.

Investigation or enforcement mention

2 occurrences

Recent (last 12 months)

Annual Report07 Aug 2026 (FY2025-26)
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The company reported 8 instances of financial fraud involving bank employees misappropriating funds, with approximate amounts involved in crores, and has taken remedial actions including filing police complaints and staff actions.

Earlier (1-3 years ago)

Annual Report30 Aug 2025 (FY2024-25)· 2 passages
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The Bank reported 2 instances of fraud to the Central Government and 35 instances aggregating to ₹1.09 crore to the Audit Committee during FY 2024-25, with remedial actions including police complaints and process improvements.

Routine disclosures

Internal Control Weakness

1 occurrence

Recent (last 12 months)

Annual Report07 Aug 2026 (FY2025-26)
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The auditor identified significant deficiencies in internal control related to IT risks that could materially impact the financial statements, which were addressed through testing compensating controls and alternate procedures.

Contingent Liability

3 occurrences

Recent (last 12 months)

Annual Report07 Aug 2026 (FY2025-26)· 11 passages
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RBL Bank Limited has contingent liabilities of ₹1,408,283,022 as of March 31, 2026.

Earlier (1-3 years ago)

Annual Report30 Aug 2025 (FY2024-25)· 12 passages
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The company has contingent liabilities amounting to 1,083,935,075, which include cross currency swaps, currency options, guarantees given on behalf of constituents, acceptances, endorsements, and other obligations. This includes income tax and other matters, as well as unclaimed deposits transferred to DEAF as per RBI guidelines.

Annual Report13 Jul 2024 (FY2023-24)· 13 passages
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The Bank has disclosed the impact of pending litigations on its financial position in its Standalone Financial Statements, as referenced in Schedule 12 on Contingent Liabilities.

Related-Party Transaction

2 occurrences

Recent (last 12 months)

Annual Report07 Aug 2026 (FY2025-26)· 3 passages
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The Bank entered into an Investment Agreement with Emirates NBD Bank (P.J.S.C.) in October 2025, which includes director nomination rights for the investor, qualifying as special rights under SEBI Listing Regulations.

Earlier (1-3 years ago)

Annual Report30 Aug 2025 (FY2024-25)· 2 passages
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The Group discloses related parties for the year ended March 31, 2025, including Key Management Personnel, their relatives, and entities in which relatives have interests.

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