SBILIFE · SBI Life Insurance Company Ltd · Insurance (Life)
SBILIFE · SBI Life Insurance Company Ltd · Insurance (Life)
As of 05 Nov close
52-week range
18.6% below 52-week high
52-week range: as of 05 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Stock Condition as of 05 Nov 2026 close
Full signal detail →Fundamentals as of 16 Oct 2026
Revenue (latest Q)
₹46,337 Cr
Revenue YoY
PAT YoY
+22.0%
Operating margin
Revenue, last 5 quarters
P/E (TTM)
P/B
8.2
P/S (TTM)
Not available from data source
Sector P/E
Not available from data source
Dividend yield
+0.2%
Source: Yahoo Finance, as of 29 Oct 2026
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| SBILIFE (this stock) | 62.4 | 8.2 | +2.1% | +12.9% | 0 | +0.2% |
| Life Insurance Corporation of India | 9.3 | 2.9 | Not available from data source | Not available from data source | Not available from data source | Not available from data source |
| Bajaj Finserv * | 28 | 4 | +6.5% | +13.0% | 5.52 | +0.1% |
| HDFC Life Insurance Company | 58.8 | 6.4 | Not available from data source | Not available from data source | Not available from data source | Not available from data source |
* Net margin, ROE, D/E and dividend yield for these companies come from RedixFi fundamentals; the data vendor had no values for them.
Promoter
stable
FII
falling 2q
MF
15.87% (+0.60pp)
rising 2q
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
No bulk/block deals in the last 12 months.
News timeline
- lowthehindubusinessline.com· 27 Oct 2026, 07:08 amSensex, Nifty seen opening flat amidst positive Asian markets
- mediumcorporate actioneconomictimes.indiatimes.com· 21 Oct 2026, 06:46 amSun Pharma to raise Rs 10,000 crore to part-finance Organon deal
- mediumcorporate actioneconomictimes.indiatimes.com· 14 Oct 2026, 10:48 pmBlackRock, Goldman Sachs, Nomura among key investors as Zetwerk mops up Rs 2,251 crore in anchor bidding; IPO opens on Oct 15
- lowbusiness-standard.com· 15 Sept 2026, 01:14 pmBuzzing stocks: RIL, SBI Life, ICICI Lombard, Shree Cement hit 52-wk lows
- mediumcorporate actionthehindubusinessline.com· 05 Sept 2026, 10:19 pmFosun Pharma sells 4.55% stake in Gland Pharma for Rs 2,121 crore
- lowthehindubusinessline.com· 22 Aug 2026, 09:11 pmMovers & Shakers: Stocks that will see action this week
- loweconomictimes.indiatimes.com· 12 Aug 2026, 01:58 pmJioBlackRock Flexi Cap Fund adds Bandhan Bank, 14 other stocks; exits Vedanta, 17 more in July
- loweconomictimes.indiatimes.com· 07 Aug 2026, 11:29 amJefferies' Chris Wood sells HDFC Bank, PB Fintech shares to buy 2 new stocks
- loweconomictimes.indiatimes.com· 24 Jul 2026, 11:03 amQ1 Results today: SBI Life, Tata Consumer, Hindustan Zinc among 86 companies to announce earnings
- lowthehindubusinessline.com· 21 Jul 2026, 10:18 pmCube Highways Trust raises ₹1,687.5 crore from anchor investors ahead of InvIT issue
- loweconomictimes.indiatimes.com· 15 Jul 2026, 10:01 pmPaytm remains majority Indian-owned for 2nd consecutive quarter
Concalls & investor presentations
AI-generatedKey takeaway: SBI Life Insurance Company Limited reported a 14% increase in Individual Rated Premium for Q1 FY27, supported by a favorable product mix. The company achieved a new business premium of INR 89.1 billion, reflecting a 23% growth, and a profit after tax of INR 7.2 billion, up 22% year-on-year. The Value of New Business (VoNB) grew by 29% to INR 14.1 billion, with a VoNB margin of 26.2%. The company noted strong growth across all product segments and distribution channels, with a significant increase in protection solutions. The assets under management reached INR 5.2 trillion, growing 10% year-on-year. Management expressed confidence in the long-term growth potential of the life insurance sector in India, emphasizing a focus on profitable and sustainable growth. The company also highlighted improvements in persistency ratios and a strong solvency ratio of 1.96, above the regulatory requirement.
Management emphasized strong growth and positive performance across key metrics.
Sourced from an exchange-filed transcript, dated 30 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: SBI Life Insurance Company Limited held its Q4 FY 2025-26 earnings conference call on April 22, 2026, where management reported a strong performance with a 20% growth in new business premium, totaling INR 425.5 billion. The company maintained a private market share of 21.4% and reported a profit after tax of INR 24.7 billion, reflecting a 2% increase year-on-year. The value of new business grew by 12% to INR 66.7 billion, with a VoNB margin of 27.5%. Management highlighted a balanced product and distribution mix, with significant growth in both individual and group segments. The company also noted a strong solvency ratio of 1.90 and emphasized its commitment to digital transformation and customer service. The discussion included insights on persistency rates, product diversification, and the impact of regulatory changes on the business.
Management emphasized strong growth and resilience in a dynamic operating environment.
Sourced from an exchange-filed transcript, dated 28 Apr 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: SBI Life Insurance Company Limited held its earnings conference call on January 28, 2026, to discuss its financial results for the third quarter of FY 2025-26. Management reported a 19% growth in new business premium, reaching INR 313.3 billion, with a private market share of 23.5%. The company achieved a profit after tax of INR 16.7 billion, a 4% increase year-on-year. Assets under management surpassed INR 5 trillion, reflecting a 16% growth. The value of new business stood at INR 50.4 billion, with a margin of 27.2%. Management highlighted strong performance in the protection segment, with individual protection APE growing by 21%. The company also noted improvements in distribution channels, particularly in bancassurance, which contributed significantly to growth. Management emphasized a commitment to innovation and digital transformation to enhance customer experience and operational efficiency.
Management highlighted strong growth metrics and positive developments across various segments.
Sourced from an exchange-filed transcript, dated 03 Feb 2026. Summary is RedixFi-generated and distinct from investment advice.
AI Summary of Annual Report
AI-generatedSBI Life Insurance Company Limited's FY2025-26 annual report highlights the company's compliance with regulatory frameworks, including the Insurance Act, Companies Act, and IRDAI regulations. The report emphasizes integrated reporting aligned with global standards, covering financial and non-financial performance. Key areas include the company's robust distribution model, sustainable growth, customer engagement, and digital expansion. The report also outlines the company's commitment to transparency and corporate governance, with no significant defaults or regulatory penalties noted. The company maintains a strong solvency margin and has no pending litigation or material contingent liabilities as of March 31, 2026.
- Compliance with Insurance Act, Companies Act, and IRDAI regulations.
- Integrated reporting aligned with global standards covering financial and non-financial performance.
- Robust distribution model and digital expansion initiatives.
- No significant defaults, regulatory penalties, or pending litigation as of March 31, 2026.
- Strong solvency margin maintained.
Key takeaway: SBI Life Insurance Company Limited demonstrates strong compliance, governance, and financial health in FY2025-26, with no major risks or liabilities reported.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
No item of a kind that needs attention was stored for this company.
Contingent Liability
2 occurrencesRecent (last 12 months)
SBI Life Insurance Company Limited has classified ₹ 27,529 Lakhs as a contingent liability pending the final adjudication of cross appeals in the Hon'ble Supreme Court regarding the recalculation of unlawful gains by IRDAI.
Earlier (1-3 years ago)
The company has pending litigation matters with various appellate authorities and at different forums, involving judgments in accordance with applicable accounting standards to determine the final outcome.
Related-Party Transaction
1 occurrenceRecent (last 12 months)
The company passed four resolutions through postal ballot in FY 2025-26 approving material related-party transactions with State Bank of India, SBI DFHI Limited, and SBI Capital Markets Limited.