Key takeaway: The investor presentation for SRG Housing Finance Limited for Q1 FY27 reported that the company's assets under management (AUM) reached INR 10,764 million, reflecting a year-on-year growth of 35.3%. The presentation highlighted a total net income of INR 301 million, a 15.8% increase from the previous year. The gross non-performing assets (GNPA) improved to 1.73%, down from 1.85% in Q1 FY26, while the net non-performing assets (NNPA) stood at 0.63%. The company maintained a capital adequacy ratio of 39.21% and reported a net interest income of INR 270 million, a 32.4% increase year-on-year. The presentation emphasized the company's focus on underserved rural and semi-urban borrowers, with 94% of the loan book directed towards these segments. SRG operates 96 branches across seven states and one union territory, serving over 25,000 customers.

Key takeaway: The investor presentation from SRG Housing Finance Limited, dated July 7, 2026, provided an overview of the company's financial performance for the fiscal year ending March 31, 2026. The presentation reported an Asset Under Management (AUM) of INR 1,042 crore, with a net interest margin (NIM) of 10.91% and a capital adequacy ratio of 38.62%. The company served over 25,000 customers, primarily in rural and semi-urban areas, with a focus on self-employed borrowers. The presentation highlighted a strong growth trajectory, with a compound annual growth rate (CAGR) of approximately 36% in profit after tax (PAT) over the past years. Management emphasized their commitment to responsible lending practices and financial inclusion, particularly for underserved segments. The document also outlined the company's strategic goals, including geographic expansion and technology investments to enhance operational efficiency.

Key takeaway: The earnings conference call for SRG Housing Finance Limited on May 12, 2026, provided insights into the company's performance for the fourth quarter and the financial year ended March 31, 2026. Management reported a significant increase in assets under management (AUM), which reached INR 1,042 crore, reflecting a 37% year-on-year growth. The profit after tax for the quarter was INR 9 crore, a 50% increase year-on-year, while the annual profit after tax stood at INR 32.49 crore, marking a 33% growth. Management highlighted the company's focus on affordable housing in rural and semi-urban areas, with 94% of the loan book coming from these segments. The call also discussed operational improvements, including a rise in average ticket size and stable asset quality, with gross non-performing assets (GNPA) at 1.77%. Management expressed confidence in future growth, supported by a strong capital position and an upgraded credit rating.

Key takeaway: The investor presentation for SRG Housing Finance Limited for Q4FY26 reported significant growth in key financial metrics. The company achieved an Assets Under Management (AUM) of INR 10,422 million, reflecting a year-on-year increase of 37.2%. Disbursements also rose by 31.1% year-on-year to INR 1,396 million. The presentation highlighted a net interest income of INR 280 million, up 33.3% from the previous year, and a profit after tax (PAT) of INR 93 million, marking a 50% increase. The gross non-performing assets (GNPA) improved to 1.77%, down from 1.84% in the previous year. The company maintained a capital adequacy ratio of 38.62% and received an upgraded long-term rating of A- (Stable) from Acuite Ratings. The presentation emphasized the company's focus on operational efficiency and its commitment to serving underserved rural and semi-urban borrowers.

Key takeaway: The investor presentation for SRG Housing Finance Limited for Q3 and 9M FY26 reported that the company specializes in rural housing finance, focusing on underserved populations. Management highlighted a net interest margin of 2.68% for Q3 FY26 and noted that approximately 97% of borrowers repay their EMIs through banking channels. The presentation detailed the company's growth trajectory, with an AUM of ₹944 crore as of December 31, 2025, and a profit after tax of ₹8.21 crore for the quarter. Key performance indicators included a gross NPA ratio of 1.83% and a net NPA ratio of 0.68%. The company emphasized its commitment to women empowerment in rural housing and reported a strong management team with extensive experience. The presentation also outlined the company's liquidity position and recent fundraising activities, including the issuance of non-convertible debentures.