Key takeaway: The investor presentation for Star Health and Allied Insurance Company Limited, dated July 29, 2026, outlines the company's performance for Q1 FY 2027. Management reported a Gross Written Premium (GWP) of ₹4,287 crore, reflecting a 19% year-on-year increase, with Retail Fresh GWP growing by 37% to ₹730 crore. The Combined Insurance Service Ratio (CISR) was noted at 97.0%, down from 98.7% in Q1 FY26. The underwriting result improved significantly to ₹111 crore from ₹16 crore in the previous year. The presentation emphasized a digital-first approach and a strong agency network, with 8.5 lakh agents contributing to growth. Key financial metrics included a Profit After Tax (PAT) of ₹550 crore, a 25% increase year-on-year, and a Return on Equity (ROE) of 9.5%. The document highlighted strategic priorities such as customer centricity and disciplined portfolio management.

Key takeaway: The earnings call for Star Health and Allied Insurance Company Limited on April 29, 2026, highlighted a year of strategic recalibration focused on enhancing performance across key operational areas. Management reported a significant improvement in metrics, with fresh retail growth of 38% YoY for Q4 FY26 and a 17% YoY increase in gross written premium (GWP) to Rs. 6,259 crore. The underwriting profit for the quarter rose to Rs. 186 crore, a 200% increase YoY. The company noted a marked improvement in loss ratios, with the retail loss ratio improving to 64.8%. Despite a marked-to-market loss of Rs. 558 crore, the full-year profit after tax increased by 16% YoY to Rs. 911 crore. Management emphasized a focus on quality growth and maintaining leadership in the retail health insurance segment, with a market share of 31.3%. The call concluded with management expressing confidence in their strategic direction and operational execution.

Key takeaway: The investor presentation for Star Health and Allied Insurance Company Limited for FY26 reported various key performance indicators and financial metrics. The company achieved a normalized profit after tax of ₹1,222 crores, reflecting a 45% year-on-year increase. Gross written premium (GWP) for FY26 was ₹20,369 crores, up 16% from FY25. The presentation highlighted a loss ratio of 68.2% and an expense ratio of 30.2%, resulting in a combined ratio of 98.4%. The company emphasized its customer-centric approach, with a net promoter score improvement to 62 and a persistency ratio of 99%. Digital channels contributed significantly to growth, with 96% of fresh policies sourced digitally. The presentation also outlined the company's commitment to environmental, social, and governance (ESG) initiatives, including health education and wellness programs. Overall, the document provided a comprehensive overview of the company's performance and strategic focus areas.

Key takeaway: The investor presentation for Star Health and Allied Insurance Company Limited, dated April 28, 2026, outlines the company's performance for Q4 and FY 2026. Management reported a normalized profit after tax of ₹1,222 crores, reflecting a 45% year-on-year increase. The gross written premium (GWP) for FY 2026 was ₹20,369 crores, a 16% increase from FY 2025. The presentation highlighted key performance indicators, including a loss ratio of 68.2% and an expense ratio of 30.2%. The company emphasized its customer-centric approach, with a net promoter score improvement to 62 and a persistency ratio of 99%. Additionally, management noted the growth in digital channels, with 96% of fresh premiums collected digitally. The presentation also discussed the company's commitment to environmental, social, and governance (ESG) initiatives, including health education and wellness programs.

Key takeaway: The earnings call for Star Health and Allied Insurance Company Limited on January 29, 2026, highlighted the company's strong performance in Q3 FY2026, with a 23% year-on-year increase in gross written premium (GWP) to Rs. 5,047 crore. Management reported a significant rise in IND AS profit after tax (PAT) from Rs. 87 crore in Q3 FY2025 to Rs. 449 crore in Q3 FY2026, alongside an underwriting profit of Rs. 46 crore, a turnaround from a loss of Rs. 79 crore in the previous year. The combined ratio improved to 98.9%, and the loss ratio decreased to 68.8%. The retail health segment grew 33.6%, significantly outpacing overall non-life insurance growth. Management emphasized a focus on maintaining leadership in retail health and highlighted ongoing investments in technology and digital initiatives to enhance customer experience. The call concluded with a Q&A session addressing various operational and financial queries.