TRU · TruCap Finance Ltd · Consumer Financial Services
TRU · TruCap Finance Ltd · Consumer Financial Services
As of 06 Nov close
52-week range
61.8% below 52-week high
52-week range: as of 06 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 52 days old
Revenue (latest Q)
₹11 Cr
Revenue YoY
PAT YoY
-16.3%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
1.2
P/S (TTM)
0.8
Sector P/E
24.3
Dividend yield
0.0%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| TRU (this stock) | Not meaningful (earnings negative over the last 12 months) | 1.2 | -179.1% | -223.8% | 6.5 | 0.0% |
| Bajaj Finance | 30.8 | 5.7 | +23.8% | +17.8% | 3.22 | +0.5% |
| Shriram Finance | 18.4 | 3.6 | +22.8% | +17.2% | 3.8 | +1.1% |
| Jio Financial Services | 95.5 | 1.2 | +49.8% | Not available from data source | 11.81 | +0.2% |
Promoter
stable
FII
falling 1q
MF
0.07% (0.00pp)
stable
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
No bulk/block deals in the last 12 months.
News timeline
No related news.
Concalls & investor presentations
AI-generatedNo concall transcripts or investor presentations recorded yet.
AI Summary of Annual Report
AI-generatedTruCap Finance Limited's 2025-26 annual report outlines a year marked by financial challenges and restructuring efforts. The company faced liquidity issues, terminated a major transaction, and declared a standstill on payments to lenders while making voluntary interest payments to demonstrate commitment to obligations. Management emphasized strengthening governance, risk management, and collections, aiming to rebuild financial stability and stakeholder confidence. The report highlights ongoing restructuring initiatives, cost rationalization, and a focus on long-term growth in the MSME lending sector despite near-term uncertainties.
- Focus on restructuring and completing the proposed restructuring plan with lenders
- Strengthening governance, risk management, and collections to build a resilient organization
- Voluntary interest payments to lenders despite standstill arrangement to demonstrate commitment to debt obligations
- Prioritizing long-term growth in MSME lending and electric vehicle financing sectors
Key takeaway: TruCap Finance Limited is navigating a period of financial reset and rebuilding, prioritizing restructuring, governance, and stakeholder confidence amid ongoing liquidity challenges and regulatory uncertainties.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Regulatory Action (1 item); Default / Covenant Breach (1 item)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Regulatory Action
1 occurrenceRecent (last 12 months)
The company was levied penalties by BSE for delay in intimation filed under Regulation 57 of the Listing Regulations.
Default / Covenant Breach
1 occurrenceRecent (last 12 months)
The company has defaults in repayment of borrowings as mentioned in note 17 to the financial statements.
Routine disclosures
Contingent Liability
1 occurrenceRecent (last 12 months)
The Company has disclosed the impact of pending litigations on its financial position in its Standalone Financial Statements, as noted in Note No. 35 on Contingent Liabilities.
Related-Party Transaction
1 occurrenceRecent (last 12 months)
The company has disclosed related party transactions with Wilson Holdings Private Limited and its subsidiary DFL Technologies Private Limited, along with details of key managerial personnel and independent directors.
Promoter Share Pledge
1 occurrenceRecent (last 12 months)
8.57% of promoter holding pledged (quarter 2026-Q3 as of 2026-07-18).