TURTLEMINT · Turtlemint Fintech Solutions Ltd · Software & Programming
TURTLEMINT · Turtlemint Fintech Solutions Ltd · Software & Programming
As of 05 Nov close
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 16 Oct 2026
Revenue (latest Q)
Not available from data source
Revenue YoY
PAT YoY
Not available from data source
Operating margin
Revenue, last 6 quarters
P/E (TTM)
P/B
6.8
P/S (TTM)
1.8
Sector P/E
11.5
Dividend yield
0.0%
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| TURTLEMINT (this stock) | Not meaningful (earnings negative over the last 12 months) | 6.8 | Not available from data source | Not available from data source | 0.06 | 0.0% |
| Tata Consultancy Services | 17.9 | 8.7 | +18.1% | +48.0% | 8.93 | +2.9% |
| Infosys | 13.5 | 6.1 | +16.4% | +33.2% | 0.1 | +4.6% |
| HCL Technologies | 16.7 | 7.4 | +13.0% | +23.2% | 0.07 | +5.0% |
Promoter
stable
FII
falling 1q
MF
5.59% (+0.74pp)
rising 1q
Insider trades
| Date | Insider | Type | Qty | Value |
|---|---|---|---|---|
| 22 Sept 2026 | Rahul Brahmne | SELL | 10,120 | ₹14.67 lakh |
| 28 Aug 2026 | Janaki Iyer | SELL | 36,000 | ₹0 |
| 28 Aug 2026 | Anjani Kumar | SELL | 20,000 | ₹30.59 lakh |
| 28 Aug 2026 | Rahul Brahmne | SELL | 25,000 | ₹38.58 lakh |
| 27 Aug 2026 | Keyur Kashikar | SELL | 15,000 | ₹22.92 lakh |
| 27 Aug 2026 | Sunny Bhatia | SELL | 20,000 | ₹30.45 lakh |
| 27 Aug 2026 | Anjani Kumar | SELL | 8,000 | ₹13.59 lakh |
| 26 Aug 2026 | Anjani Kumar | SELL | 20,689 | ₹30.23 lakh |
| 26 Aug 2026 | Snehil Modani | SELL | 9,000 | ₹13.46 lakh |
| 21 Aug 2026 | Brijesh Merchant | SELL | 35,000 | ₹50.6 lakh |
| 21 Aug 2026 | Sutirth Chakravarty | SELL | 5,000 | ₹7.6 lakh |
| 20 Aug 2026 | Snehil Modani | SELL | 7,100 | ₹10.16 lakh |
| 19 Aug 2026 | Sutirth Chakravarty | SELL | 5,000 | ₹7.7 lakh |
| 18 Aug 2026 | Brijesh Merchant | SELL | 55,000 | ₹80.69 lakh |
| 18 Aug 2026 | Snehil Modani | SELL | 10,012 | ₹13.86 lakh |
| 17 Aug 2026 | Ankita Sejpal | SELL | 20,000 | ₹27.15 lakh |
| 17 Aug 2026 | Chetan Arjun Ranpise | SELL | 50,000 | ₹65.74 lakh |
| 17 Aug 2026 | Shuvamay Chowdhury | SELL | 25,000 | ₹30.6 lakh |
| 17 Aug 2026 | Sunny Bhatia | SELL | 80,000 | ₹1 Cr |
| 17 Aug 2026 | Rahul Brahmne | SELL | 14,128 | ₹21.35 lakh |
Bulk/block deals
No bulk/block deals in the last 12 months.
News timeline
No related news.
Concalls & investor presentations
AI-generatedKey takeaway: Turtlemint Fintech Solutions Limited reported strong Q1 FY27 results, with platform premium growing 49% to INR 1,204 crores, driven by B30 markets. Revenue increased 40% to INR 294 crores, with renewal revenue up 66%. Service EBITDA expanded 89% to INR 39 crores, reflecting margin improvement as corporate overheads fell from 30% to 22% of revenue. The company emphasized its RAP strategy (Recruit, Activate, Produce), having added 32,000 digital partners in Q1, bringing total DPs to 690,000. AI initiatives improved efficiency, handling 55% of support tickets and boosting renewal rates by 500 basis points. Management highlighted growth in health and life insurance, with health premiums up 45% and term life up 60%. The company expects renewal revenue to grow to 70-80% of total revenue in 4-5 years, with service EBITDA margins targeting 23-24%. The discussion also covered regulatory uncertainties, including potential changes to motor third-party (TP) pricing and commission structures, though management expressed confidence in navigating these challenges through operational leverage and growth in renewals. The earnings call concluded with management reaffirming long-term growth targets and operational efficiency improvements.
The document highlights strong revenue and EBITDA growth, operational efficiency improvements, and confidence in future expansion, indicating a positive tone.
Sourced from an exchange-filed transcript, dated 20 Aug 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The investor presentation from Turtlemint Fintech Solutions Limited detailed the company's unaudited financial results for the quarter ended June 30, 2026. The presentation reported a revenue from operations of INR 294 crore, reflecting a 40% year-over-year growth, while service EBITDA increased by 89% to INR 39 crore. The document highlighted the recruitment of over 32,000 digital partners in Q1 FY27, contributing to a total of 691,194 digital partners, with 75% of platform premium generated from B30+ markets. The presentation also noted a reduction in corporate overheads as a percentage of revenue from 30% in Q1 FY26 to 22% in Q1 FY27. Management emphasized the importance of their digital partner network and the growth potential in underpenetrated markets, supported by regulatory tailwinds and a focus on technology-driven distribution.
Management emphasized strong growth metrics and operational improvements.
Sourced from an exchange-filed presentation, dated 14 Aug 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: On July 17, 2026, Turtlemint Fintech Solutions Limited held its Q4 and Full Year FY26 Earnings Call, marking its first earnings call post-listing. Management reported significant growth, with platform premium increasing from INR 2,946 crores to INR 3,868 crores and revenue rising from INR 700 crores to INR 1,098 crores, reflecting a 57% growth. The company achieved its first breakeven quarter at an adjusted EBITDA level. Key growth drivers included a robust recruitment and activation strategy for digital partners, with over 6.5 lakh advisors connected to 46 insurance companies. Management emphasized the importance of technology and AI in enhancing operational efficiency and customer engagement. The call also highlighted a focus on deepening penetration in underserved markets and expanding product offerings, including mutual funds and loans. Overall, FY26 was characterized by strong performance metrics and a commitment to sustainable growth.
Management highlighted strong growth and operational milestones achieved during FY26.
Sourced from an exchange-filed transcript, dated 22 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The investor presentation from Turtlemint Fintech Solutions Limited detailed the company's audited financial results for the quarter and financial year ended March 31, 2026. Turtlemint reported a revenue from operations of INR 10,983 million for FY26, reflecting a 57% year-over-year growth. The company highlighted its extensive digital partner network, with over 659,000 partners, and emphasized its focus on B30+ markets, which accounted for 75.36% of platform premium distributed. The presentation outlined the company's triadic model, which integrates digital partners, customers, and insurers, enhancing the insurance distribution ecosystem. Management noted a significant increase in active digital partners and policies issued, with a total of 29.53 million policies distributed. The document also discussed the company's strategic initiatives, including the adoption of AI to improve operational efficiency and customer engagement. Overall, Turtlemint's performance indicated strong growth and a commitment to expanding its market presence.
Management emphasized strong growth metrics and strategic initiatives.
Sourced from an exchange-filed presentation, dated 17 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Governance disclosures
AI-generatedNo governance disclosures identified in TURTLEMINT's filed documents yet.