YESBANK · Yes Bank Ltd · Regional Banks
YESBANK · Yes Bank Ltd · Regional Banks
As of 05 Nov close
52-week range
37.0% below 52-week high
52-week range: as of 05 Nov 2026 close.
Price chartDaily closes on the stock page.
Weighted combination of 8 measured readings. Not a probability, a rating or a forecast.
Full signal detail →Fundamentals as of 15 Sep 2026 · the company's own latest record is 52 days old
Revenue (latest Q)
Not available from data source
Revenue YoY
PAT YoY
+32.5%
Operating margin
Revenue, last 8 quarters
P/E (TTM)
P/B
1.4
P/S (TTM)
4.3
Sector P/E
10.2
Dividend yield
0.0%
Source: Yahoo Finance, as of 29 Oct 2026
| Company | P/E | P/B | Net margin | ROE | D/E | Div. yield |
|---|---|---|---|---|---|---|
| YESBANK (this stock) | 20.1 | 1.4 | +23.2% | +7.9% | 1.31 | 0.0% |
| HDFC Bank | 15.5 | 1.8 | +25.6% | +13.7% | 0.93 | +1.8% |
| ICICI Bank | 17.5 | 2.6 | +25.9% | +16.0% | 0.59 | +0.9% |
| State Bank of India | 11 | 1.4 | +21.4% | +15.4% | 1.32 | +1.8% |
Promoter
Not available from data source
FII
falling 1q
MF
6.43% (+2.15pp)
rising 3q
Insider trades
No insider trades in the last 12 months.
Bulk/block deals
No bulk/block deals in the last 12 months.
News timeline
- loweconomictimes.indiatimes.com· 04 Nov 2026, 09:55 amDiwali 2026: Will banking stocks shine in Samvat 2083? Analysts list top picks
- unknownthehindubusinessline.com· 31 Oct 2026, 02:08 pmATSL’s notice on re-instatement of written-down AT-1 Bonds: Yes Bank says fully committed to acting in accordance with SC Judgment
- unknowneconomictimes.indiatimes.com· 31 Oct 2026, 09:34 amUp to Rs 5.52 lakh interest on Rs 10 lakh investment: 5-year senior citizen FDs offering up to 8.50% rates
- mediumregulatorythehindubusinessline.com· 29 Oct 2026, 10:10 pmAxis Trusteeship issues notice to Yes Bank to restore/ reactivate AT-1 bonds
- loweconomictimes.indiatimes.com· 26 Oct 2026, 06:00 amStocks in news: Infosys, Kotak Mahindra Bank, YES Bank, Raymond, BPCL, Coforge and Senco Gold
- highregulatorythehindubusinessline.com· 25 Oct 2026, 09:15 pmAT-1 bonds: Yes Bank staring at costly ‘procedural lapse’
- mediummacroeconomictimes.indiatimes.com· 22 Oct 2026, 09:33 pmAhead of Market: 10 things that will decide stock market action on Friday
- lowregulatorythehindubusinessline.com· 22 Oct 2026, 04:53 pmNippon Life India AMC gets regulatory nod to settle Yes Bank bond case
- highregulatorythehindubusinessline.com· 21 Oct 2026, 09:29 pmEditorial. Yes, it’s a mess
- loweconomictimes.indiatimes.com· 21 Oct 2026, 06:00 amStocks in news: Reliance Industries, Eternal, IREDA, Yes Bank, Trent and Hindustan Zinc
- mediumregulatorylivemint.com· 19 Oct 2026, 11:59 pmAT-1 bonds back in news after Yes Bank case: Why banks issue them, how investors earn returns
- lowbusiness-standard.com· 19 Oct 2026, 06:54 pmTreasury gains shrink for banks in Q2 as rising yields hit trading books
- loweconomictimes.indiatimes.com· 19 Oct 2026, 11:54 amPSU bank stocks soar up to 8%, but HDFC, Axis and other private lenders fall up to 5% after Q2 results. Why the sharp divide?
- loweconomictimes.indiatimes.com· 19 Oct 2026, 06:00 amStocks in news: Vedanta, HDFC Bank, ICICI Bank, Axis Bank, HFCL, IREDA, Zen Tech and Oil India
- highregulatorylivemint.com· 18 Oct 2026, 04:55 pmSumitomo-backed Yes Bank faces up to ₹5,200 crore earnings hit as SC upholds squashing of its AT-1 bonds write-off
- lowbusiness-standard.com· 17 Oct 2026, 10:08 amQ2 results today: HDFC Bank, ICICI Bank, Axis Bank among 18 firms on Oct 17
- loweconomictimes.indiatimes.com· 16 Oct 2026, 02:08 pmSBI helped save YES Bank, Japan came aboard, and now an ₹8,415-crore ghost is crashing its comeback
- loweconomictimes.indiatimes.com· 16 Oct 2026, 07:10 amD-St set for a positive opening as GIFT Nifty signals firm start
- loweconomictimes.indiatimes.com· 16 Oct 2026, 06:47 amStocks in news: RIL, Wipro, Jio Financial, Tata Communications, YES Bank, PNB
- highregulatoryeconomictimes.indiatimes.com· 16 Oct 2026, 05:00 amSupreme Court rules against Yes Bank's write-off of Rs 8,415 crore AT1 bonds
Concalls & investor presentations
AI-generatedKey takeaway: During the earnings conference call on July 18, 2026, YES Bank Limited reported a net profit growth of 33.7% year-on-year to INR 1,071 crores for Q1 FY27, despite a decline in non-core income streams. Management highlighted a strong operating profit increase of 25.5% and a net interest income rise of 17.5%. The bank's asset quality improved, with gross slippage at 1.4% of advances, and retail slippages at their lowest in ten quarters. Total advances grew 18.3% year-on-year, while total deposits increased by 14.3%. Management noted external validation through upgrades from rating agencies, reflecting improved fundamentals. They also mentioned a focus on maintaining a strong capital position and enhancing profitability, with a goal of achieving a return on assets around 1% for the full year. The management expressed confidence in the bank's strategy and execution moving forward.
Management emphasized strong performance and improvements in various financial metrics.
Sourced from an exchange-filed transcript, dated 24 Jul 2026. Summary is RedixFi-generated and distinct from investment advice.
Key takeaway: The earnings conference call for YES Bank Limited on April 18, 2026, featured management discussing the bank's financial results for Q4 and FY26. Management reported a net profit of INR 3,476 crores for FY26, a 44.5% increase from FY25, and a net profit of INR 1,068 crores for Q4FY26, reflecting a growth of 44.7% year-on-year. The bank's return on assets (ROA) improved to 1% for Q4FY26. Key highlights included a 15.9% year-on-year increase in net interest income for Q4, a cost-to-income ratio improvement to 66.7%, and strong asset quality with gross and net NPA ratios at 1.3% and 0.2%, respectively. Management emphasized a focus on sustainable growth, investment in technology, and maintaining stakeholder trust. The call concluded with management expressing appreciation for the analysts' participation and reiterating their commitment to ongoing improvement and stability.
Management highlighted strong financial performance and a commitment to sustainable growth.
Sourced from an exchange-filed transcript, dated 24 Apr 2026. Summary is RedixFi-generated and distinct from investment advice.
AI Summary of Annual Report
AI-generatedYes Bank Limited reported a net profit of ₹2,406 crore for FY2024-25, with total deposits at ₹284,525 crore and advances at ₹246,188 crore. The bank's CASA ratio was 34.3%, and net NPA stood at 0.3%. Capital adequacy ratio was 15.6%. The bank faced challenges in its microfinance segment due to industry slowdown and internal technology transitions, leading to a slight decline in women microfinance borrowers. The bank has strengthened its governance structure, with 80% independent directors and a focus on risk management, including liquidity and interest rate risk. The bank also increased its share capital through share warrants and stock options, with CET-I ratio at 13.5% and CRAR at 15.6%.
- Net profit of ₹2,406 crore for FY2024-25
- Total deposits at ₹284,525 crore and advances at ₹246,188 crore
- CASA ratio of 34.3% and net NPA of 0.3%
- Capital adequacy ratio of 15.6%
- Challenges in microfinance segment due to industry slowdown and technology transitions
Key takeaway: Yes Bank Limited reported strong financial performance in FY2024-25 with a net profit of ₹2,406 crore, robust capital adequacy, and a low NPA ratio, but faces challenges in the microfinance segment due to industry and internal factors.
The following annual report excerpts provide qualitative strategic context. Do not treat any specific financial figures in these excerpts as authoritative — they may be incorrectly labeled due to PDF table extraction limitations. For precise financial data, refer to the structured fundamentals data above.
Governance disclosures
AI-generatedNeeds attention
Regulatory Action (3 items); Default / Covenant Breach (2 items)
Items of these kinds are disclosed in the filings. This is a count of disclosed items. It is not a finding about the company and its cause has not been independently established.
Regulatory Action
3 occurrencesRecent (last 12 months)
SEBI imposed a penalty of 25 crore on the Bank under Section 15HA of SEBI Act, 1992 for alleged mis-selling of Additional Tier-1 Bonds in the secondary market in 2021.
Earlier (1-3 years ago)
RBI levied a monetary penalty of ₹91.00 lakh on the Bank for non-compliance with directions on customer service and unauthorized operation of internal/office accounts. Additionally, RBI imposed penalties of ₹85,000, ₹1,400, and ₹10,000 for various non-compliances related to soiled notes, currency chest irregularities, and ATM replenishment.
SEBI issued a show cause notice dated October 28, 2020 to the Bank and its Officials under Rule 4 of the SEBI (Procedure for Holding Inquiry and Imposing Pe...
Default / Covenant Breach
2 occurrencesRecent (last 12 months)
The excerpt mentions the review of cases of Wilful Default and steps to prevent such occurrences, indicating an actual issue with defaults or covenant breaches.
Earlier (1-3 years ago)
The excerpt mentions a review of substantial defaults in the payment to depositors, debenture holders, and shareholders.
Routine disclosures
Contingent Liability
3 occurrencesRecent (last 12 months)
Contingent liabilities amounting to 12,213,034,566 and 11,902,359,809 are disclosed in the financial statements for the years ended March 31, 2026 and March 31, 2025, respectively.
Earlier (1-3 years ago)
YES BANK LIMITED has contingent liabilities of ₹6,191,074,608 on account of outstanding forward exchange contracts as of March 31, 2025.
YES BANK Limited has contingent liabilities of 7,969,572,249 and 6,613,854,796 for the years ended March 31, 2024 and March 31, 2023, respectively.
Related-Party Transaction
3 occurrencesRecent (last 12 months)
The Bank entered into a transaction with YES Securities (India) Limited, a subsidiary, involving the transfer of a Demat Undertaking, with necessary board approvals obtained.
Earlier (1-3 years ago)
The Bank made a capital infusion of ₹150 crore in YES Securities (India) Limited (a subsidiary) through a rights issue, with necessary approvals from the Board of Directors.
YES Bank Limited entered into transactions with YES Securities India Limited, a wholly-owned subsidiary, including transfer of Merchant Banking Business and Investment Banking Business, and capital infusion by the Bank, with necessary approvals from the Board of Directors.
Promoter Share Pledge
1 occurrenceRecent (last 12 months)
13.64% of promoter holding pledged (quarter 2026-Q3 as of 2026-07-18). Change vs the previous disclosure: increasing.