AADHAR HOUSING FINANCE L

During the earnings conference call held on July 31, 2026, Aadhar Housing Finance Limited reported a steady start to FY27, with an 18% year-on-year growth in Assets Under Management (AUM), reaching INR31,364 crores. The company transitioned to a cheque clearance basis for disbursement recognition, which management stated enhances governance and transparency. Disbursements for Q1 FY27 were INR2,036 crores, with a 19% growth on a like-to-like basis. Management reiterated medium-term goals of 20% growth in AUM and profits, and 17-18% growth in disbursements for the full year. The company maintained strong asset quality, with a gross NPA of 1.31% and collection efficiency at 99%. Management acknowledged external factors such as geopolitical uncertainties but expressed confidence in their growth strategy and operational discipline. The call concluded with management affirming their commitment to enabling homeownership for low-income families while ensuring sustainable returns for stakeholders.

Management emphasized steady growth and operational discipline throughout the call.