Aditya Birla Capital Ltd

Aditya Birla Capital Limited (ABCAPITAL) reported strong financial performance for Q2 FY27, with consolidated revenue of ₹16,545 crore, a 31% year-over-year (y-o-y) increase, and profit after tax (PAT) of ₹1,288 crore, up 38% y-o-y. The company's total lending portfolio reached ₹2,33,930 crore, a 32% y-o-y growth, while total assets under management (AUM) stood at ₹12,33,906 crore, up 116% y-o-y. Key segments showed robust growth: the NBFC segment reported a 41.4% y-o-y increase in profit before tax (PBT) and a 26.5% y-o-y rise in AUM. Housing finance saw a 53% y-o-y growth in disbursements, with AUM at ₹57,373 crore. The asset management segment reported a 4% y-o-y increase in PBT, with QAAUM at ₹4,41,787 crore. Life insurance saw a 25% y-o-y rise in first-year individual premium, while health insurance reported a 48% y-o-y increase in gross written premium. The company emphasized its omnichannel digital platforms, AI integration for underwriting and customer engagement, and a well-diversified distribution network. Risk management practices were highlighted, with strong asset quality across segments and prudent ALM strategies. The presentation also outlined strategic initiatives, including expanding digital capabilities, enhancing customer experience, and leveraging AI for operational efficiency.

The document highlights strong growth across all business segments, significant increases in revenue and AUM, and positive commentary on digital transformation and risk management practices.