AYE FINANCE LIMITED

Aye Finance Limited conducted its Q1 FY27 earnings conference call on July 23, 2026, where management provided insights into the company's business strategy and performance. Management reported a strong first-quarter disbursement performance, with INR 1,219 crores disbursed, reflecting a 22% year-on-year growth. The assets under management reached INR 7,324 crores, a 28% increase year-on-year. The active borrower base surpassed 6.7 lakhs, with over 44,000 new borrowers added during the quarter. Management highlighted improvements in asset quality, with gross NPA decreasing to 4.49%. The company also received a credit rating upgrade from India Ratings, enhancing its funding profile. Management set a goal for AUM growth between 25% to 30% for the year and maintained a credit cost guidance of 3.5% to 4%. The call concluded with management expressing optimism about future opportunities in the micro-enterprise segment.

Management emphasized strong performance and growth opportunities.