CAN FIN HOMES LTD

During the Q1 FY27 earnings conference call, management reported that Can Fin Homes achieved disbursements of INR 2,609 crores, exceeding the projected INR 2,500 crores due to positive growth across all six operational zones. The salaried segment grew by 21%, while the self-employed and non-housing segments saw growth rates of 44% and 32%, respectively. However, management noted challenges with increased prepayments, leading to a higher rundown of INR 1,857 crores compared to the previous quarter. The company maintained a net interest margin (NIM) of 3.81% and a spread of 2.83%. Management expressed confidence in maintaining credit cost guidance of 10 basis points and highlighted ongoing IT transformation efforts aimed at improving operational efficiency. The call concluded with management reiterating their commitment to achieving a 14% growth in assets under management (AUM) for the year.

Management provided a balanced overview of performance, highlighting both achievements and challenges.