FIVE-STAR BUS FIN LTD

During the earnings conference call for the quarter ended June 30, 2026, management reported strong performance metrics, including record disbursements of INR 1,496 crores, reflecting a 23% increase from the previous quarter and a 16% increase year-over-year. The company achieved an Assets Under Management (AUM) of INR 13,722 crores, with a 4% sequential growth. Collection efficiency remained robust at 97.9%, and the company noted improvements in asset quality metrics, with slippages stable at 0.70%. Management highlighted the addition of 12 branches, bringing the total to 856, and emphasized a focus on maintaining strong collections while managing costs. The management expressed confidence in achieving their growth guidance for the year, citing a healthy PAT of INR 271 crores and a net worth of INR 7,653 crores. Overall, the quarter was characterized by positive growth and operational stability.

Management emphasized strong growth and operational stability throughout the quarter.