HDB FINANCIAL SERVICES L

HDB Financial Services Limited presented its unaudited financial results for the quarter ended June 30, 2026, highlighting a gross loan book of ₹1,21,846 crores, which grew 11.4% year-over-year. The company reported a profit after tax of ₹785 crores, up from ₹568 crores in the same quarter last year. Key metrics included a gross NPA of 2.34% and a net NPA of 1.04%. The net interest margin improved to 8.35%, and the return on assets was reported at 2.50%. The customer base expanded to 23.9 million, reflecting an 18.6% increase year-over-year. HDBFS emphasized its commitment to serving underbanked customers and maintaining a conservative liability franchise. The presentation also outlined the company's technology and risk management framework, sustainability initiatives, and corporate social responsibility efforts, including significant investments in social and environmental projects.

Management highlighted strong financial performance and growth in customer base.