INDOSTAR CAPITAL FIN LTD

IndoStar Capital Finance Limited's investor presentation detailed the company's unaudited standalone and consolidated financial results for the quarter ended June 30, 2026. Management highlighted a strong presence in the used vehicle finance and micro loan against property (Micro LAP) segments, with a pan-India distribution network of 468 branches. The company reported a healthy net interest margin of approximately 8.8% and a capital adequacy ratio exceeding 34%. Key performance indicators included an increase in assets under management to ₹8,244 crores and a rise in the number of employees to 4,752. The presentation also noted a focus on improving asset quality, with gross stage 3 assets at 4.8% and a provision coverage ratio of 49.9%. Management emphasized a disciplined approach to underwriting and collections, alongside a commitment to digital transformation and operational efficiency.

Management emphasized strong fundamentals and growth potential.