LIFE INSURA CORP OF INDIA

The investor presentation by Life Insurance Corporation of India (LIC) on February 5, 2026, provided a comprehensive overview of the company's performance for the nine months ending December 31, 2025. Management reported that LIC remains the largest life insurer in India and the fourth largest globally, with a market share of 57.07% in premium and 63.13% in policies. Total premium income for 9M FY26 was INR 3,71,293 crore, an increase from INR 3,40,563 crore in the previous year. The presentation highlighted a growth in individual new business premium and renewal premium, alongside a claim settlement ratio of 98.24%. Management also noted the introduction of new products and a focus on enhancing operational efficiencies through technology. Key focus areas included increasing the share of non-participating products and expanding distribution channels. The presentation emphasized LIC's commitment to social responsibility and sustainable development goals.

Management highlighted growth in key performance metrics and ongoing initiatives to enhance operational efficiency.