BANK OF MAHARASHTRA

The investor presentation for Bank of Maharashtra (MAHABANK) dated September 7, 2026, outlines the bank's financial performance, strategic initiatives, and operational highlights. Key financial metrics include total business of ₹6,504.57 billion as of June 2026, with a CAGR of 17% since March 2022. Total deposits reached ₹3,444.93 billion, and global advances amounted to ₹3,059.64 billion. Profitability metrics show a PAT of ₹20.2 billion, a net interest margin of 3.79%, and a ROE of 24.65%. Asset quality indicators include a gross NPA of 1.45% and a net NPA of 0.13%, with a provision coverage ratio of 0.99%. The bank reported a capital adequacy ratio of 18.64% and a CASA ratio of 48.51%. Strategic initiatives focus on digital transformation, including the launch of the Zen Lyfe mobile banking app, expansion of digital onboarding, and initiatives in UPI and digital Mudra loans. The bank has opened 826 new branches since April 2022, with 59% located outside Maharashtra. The board includes experienced directors with diverse backgrounds in banking, finance, and technology. The presentation also highlights ESG initiatives, including green loans, renewable energy investments, and tree plantation drives. Recent awards include recognition for digital innovation and cybersecurity. The document does not contain any unpublished price-sensitive information.

The presentation highlights strong financial growth, improved asset quality, and strategic digital initiatives, indicating a positive outlook.