SG FINSERVE LIMITED

During the Q1 FY27 earnings conference call held on July 14, 2026, SG Finserve Limited reported a record quarterly profit before tax (PBT) of INR 72 crores, marking a 27% quarter-on-quarter growth. The company's loan book reached INR 4,552 crores, reflecting a 16% quarter-on-quarter and 82% year-on-year increase. Management highlighted a strong net worth of INR 1,539 crores and a capital adequacy ratio of 32%. They maintained a nil non-performing asset (NPA) status and reported an annualized return on assets of 5.1% and return on equity of 14%. Management set a goal of achieving a PBT of around INR 300 crores for FY27, indicating a 75% year-on-year growth. They discussed their strategy of deepening and widening their customer base and expressed confidence in maintaining strong asset quality despite geopolitical uncertainties affecting the MSME sector. The management also mentioned plans to expand into digital lending and insurance broking.

Management emphasized strong performance and growth strategies.