SHRIRAM FINANCE LIMITED

During the earnings conference call for Q1 FY '27, management reported a positive performance for Shriram Finance, highlighting a 19.51% year-on-year growth in disbursements, totaling INR49,974.49 crores. Assets under management grew by 15.26% year-on-year, reaching INR3,13,798.39 crores. Net interest income increased by 33.67% to INR8,055.70 crores, while profit after tax rose by 59.79% to INR3,444.56 crores. Management noted a healthy net interest margin of 9.04% and a stable cost-to-income ratio of 25.48%. They discussed challenges in the rural economy due to geopolitical tensions and uneven rainfall, but expressed confidence in maintaining growth. Management set a goal of 18% growth for the year, contingent on market conditions. They also indicated a focus on increasing new vehicle financing and expanding their MSME portfolio, while maintaining asset quality.

Management emphasized strong growth and positive financial performance.